Member Benefits & Eligibility
MEMBER BENEFITS & ELIGIBILITY
Mid-Hudson Valley Federal Credit Union is a not-for profit financial cooperative that exists to help its members and their families borrow and save. Unlike banks, credit union profits are returned to members in the form of higher savings rates, lower loan rates and reduced fees. Millions of people nationwide enjoy the financial advantages of credit union membership . . . you should, too!
The benefits of credit union membership:
- FREE Checking Accounts with optional Overdraft Protection
- Savings Accounts, Holiday Clubs, Certificates & IRAs
- New & Used Vehicle Loans
- Consumer Loans for Recreational Vehicles, Manufactured Homes, Boats, Small Appliances, Furniture and more
- Mortgages & Home Equity Products
- VISA Credit Cards
- VISA Debit (Check) Cards
- Direct Deposits & Direct Payments (Visit electronicpayments.org for more information)
- 24/7 services, including ATMs, EARS Bank-by-Phone, Internet Home Banking, On-Line Applications and Bill Payer Service
- Investment and Brokerage Services through MEMBERS Financial Services
- Insurance through Mid-Hudson Valley Insurance Agency
- Commercial Loans and Mortgages
- And much, much more
How can you become a member?
Membership eligibility extends to . .
- anyone who lives, works, worships, volunteers or attends school in Ulster, Dutchess or Orange County, NY
- businesses and other legal entities in the tri-county community
- members' families, including spouse, children, grandchildren, siblings, parents, grandparents, members of the immediate household, and spouses of those who died while within the field of membership of this credit union, regardless of where they live
If you're eligible and want to start enjoying the benefits of membership today, simply print and complete this application or stop by any of our convenient branch locations.




