CREDIT CARDS
Increase your purchasing power the smart way, with a Credit Union VISA Card.
What kind of credit card are you looking for? Whether you’re just starting out and want the ease and security of a no-fee, lower-limit personal card; are ready to move up to a higher credit limit and increased spending latitude; or are looking for a hard-working business credit card, MHV has a VISA solution just for you.
From automatic auto rental insurance to travel emergency assistance, you get more than you expect from a MHVFCU Visa Credit Card. Experience the ease and convenience of a fast and secure card that’s recognized worldwide for travel expenses, shopping excursions, hotel reservations, car rentals, internet purchases, catalog or phone purchases and much, much more!
CHOOSE THE CARD THAT BEST SUITES YOU!
Experience the ease and convenience of shopping, dining and travel with your credit union VISA card. Your MHVFCU Visa Credit Card is recognized worldwide for travel expenses, shopping excursions, hotel reservations, car rentals, internet purchases, catalog or phone purchases and much, much more!
|
Platinum* |
Platinum+Rewards* |
Business* |
Credit Limit |
Up to $30,000 |
Up to $30,000 |
$5,000 to $30,000 |
Annual Fee |
— |
$25 |
— |
Auto Rental Insurance |
Yes |
Yes |
Yes |
25-Day Grace Period |
Yes |
Yes |
Yes |
Travel Accident Insurance
|
Yes |
Yes |
Yes |
Optional Credit Life Insurance |
Yes |
Yes |
Yes |
Travel & Emergency Assistance |
Yes |
Yes |
Yes |
Warranty Manager |
Yes |
Yes |
Yes |
CURewards |
— |
— |
*Certain restrictions, limitations, and exclusions apply to card benefits. Please refer to official terms and disclosures for details. Subject to credit qualifications.
Visit Visa CURewards
Important disclosure information
Card
|
Annual Percentage Rate |
Annual
|
Method of Computing Average Balance |
Grace Period for Repayment of Purchase Balance |
Minimum Finance Charge |
Transaction Fees
|
Visa Platinum |
Prime+5.75% to |
None |
Average Daily Balance (including new transactions) |
You have 25 days to repay your balance in full before being charged a finance charge for purchases or balance transfers. The grace period does not apply to cash advances and convenience checks. |
$0.50 |
Cash Advance Transaction Fee**....2% or $2, whichever is greater, not to exceed $20 Late Payment Fee***.......$25 Stop Payment Fee.......$21 Rush Card Fee.......$25 Returned Payment Fee.......$25 each |
Visa Platinum+ Rewards |
$25 |
|||||
Visa Business Card |
Prime+8.75%** |
|||||
None |
*Rate adjusts to highest Prime rate +5.75% to +8.75% (based on annual review of credit worthiness) as printed in the Wall Street Journal on the 15th of March, June, September & December. Rate ceiling 13% to 18% (based on credit worthiness). Contact us at 800.451.8373 or online at MHVFCU.com for current rates. **Visa Convenience Checks are considered a cash advance. ***A late fee is assessed 10 days after due date.
Please download the full disclosure HERE.
CLICK HERE IF YOU ACCEPT THE ABOVE DISCLOSURE AND WISH TO APPLY.
