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Once you've
established your credit union membership with a deposit of $5 or
more in a primary share (savings) account, you can begin to take
advantage of all the other services offered at Mid-Hudson Valley
FCU. If you're in the market for a consumer loan, you'll generally
find lower rates,
more generous terms and fewer fees at the credit union than at other
lenders. And good credit history is rewarded with preferred rates
and terms. What's more, you may qualify for a .25% rate reduction
by authorizing convenient automatic payments. Here's a sampling
of our consumer loan offerings:
New & Used Car, Truck & Motorcycle Loans
- Low
rates.
- Up to 110%
financing of new vehicles.
- Up to 100%
of NADA value for used vehicles (based on credit history).
- Terms up
to 72 months (72 month term on new autos over $25,000 only).
- Sign up
for automatic payments and reduce your rate by .25%.
APPLY
NOW
Small Appliances, Computers & Furniture - Signature
Loan
- Loans have
substantially lower rates than a
department store charge card.
- Terms up
to 60 months.
- Once you
close on your loan, the interest rate is fixed to simplify budgeting.
APPLY
NOW
Debt Consolidation
- This signature
loan allows you to consolidate those high interest rate charge
cards and pay off your outstanding debt at a much lower, stable
rate with a single monthly payment.
- Terms up
to 60 months make your monthly payments affordable.
- Easy as
pie! We make the checks payable to your debtors. All we need are
your latest statements.
APPLY
NOW
Home Improvements
- Borrow up
to $10,000.
- A home improvement
loan is an affordable option for small home repairs or remodeling.
- Unlike a
Home Equity Loan, there is no lien on your house.
- Invoices/Estimates
for repairs may be requested.
APPLY
NOW
New & Used Recreation Vehicles, Boats & Motor Home
Loans
- Have a little
fun with a loan for any of the vehicles listed above. You’ll
get a competitive rate and a term up to 60 months.
- Competitive
Rates.
- Up to 100%
financing on new (based on credit history).
- Up to 80%
of the NADA Retail Value on used.
APPLY
NOW
These are just
a few of your loan options. We also offer loans secured by savings,
stocks or certificates, and overdraft credit lines on checking.
Call us for loans for any purpose including vacation loans, holiday
loans, and Visa Credit Cards! All
loan rates and terms based on credit history.
Optional
Payment Protection Plans
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