Choose the card that best suits you!
Experience the ease and convenience of shopping, dining and travel with your credit union VISA card. Your MHVFCU Visa Credit Card is recognized worldwide for travel expenses, shopping excursions, hotel reservations, car rentals, internet purchases, catalog or phone purchases and much, much more!
|
|
Platinum* |
Platinum+Rewards* |
Business* |
Credit Limit |
Up to $50,000 |
Up to $50,000 |
$5,000 to $50,000 |
Annual Fee |
— |
$25 |
— |
Auto Rental Insurance |
Yes |
Yes |
Yes |
25-Day Grace Period |
Yes |
Yes |
Yes |
Travel Accident Insurance |
Yes
(Up to $1,000,000) |
Yes
(Up to $1,000,000) |
Yes
(Up to $1,000,000) |
Optional Credit Life Insurance |
Yes |
Yes |
Yes |
Travel & Emergency Assistance |
Yes |
Yes |
Yes |
Warranty Manager |
Yes |
Yes |
Yes |
CURewards |
— |
Yes |
— |
*Certain restrictions, limitations, and exclusions apply to card benefits. Please refer to official terms and disclosures for details. Subject to credit qualifications.
Visit Visa CURewards
Important
disclosure information
|
Card |
Annual Percentage Rate |
Annual
Fee |
Method of Computing Average Balance |
Grace Period for Repayment of Purchase Balance |
Minimum Finance Charge |
Transaction Fees |
|
Visa
Platinum |
Prime+1.25% to
Prime+5.90%*
4.9% Fixed APR introductory rate for 6 months. (based on annual review of
credit worthiness) |
None |
Average Daily Balance (including new transactions) |
You have 25 days to repay your balance in full before being charged a finance charge for purchases or balance transfers. The grace period does not apply to cash advances and convenience checks. |
$0.50 |
Over Credit Limit Fee......$20 per instance
Cash Advance Transaction Fee***....2% or $2, whichever is greater, not to exceed $20
Late Payment Fee****.......$25
Stop Payment Fee.......$21
Returned Payment Fee.......$25 each
|
|
Visa
Platinum+
Rewards |
$25 |
|
Visa
Business
Card |
Prime+5.90%**
|
None |
*Visa Platinum & Platinum+Rewards. Rate adjusts to highest Prime rate + 1.25% to 5.90% (based on annual review of credit worthiness) as printed in the Wall Street Journal on the 15th of March, June, September & December. Prime Rate is 6.00% as of 3/15/08. Visa Platinum & Platinum+Rewards subject to 9% floor and 18% ceiling (based on credit worthiness), excluding introductory and promotional rates. Contact us at 800.451.8373 or online at MHVFCU.com for current rates.
**Visa Business Cards. Rate adjusts to highest Prime rate + 5.9% as printed in the Wall Street Journal on the 15th of March, June, September & December. Adjustable
rate floor/ceiling is 12%/17% for
business cards. Prime Rate is 6.00% as of 3/15/08.
***Visa Convenience Checks are considered a cash advance.
****A late fee is assessed 10 days after due date.
CLICK HERE IF YOU ACCEPT THE ABOVE DISCLOSURE AND WISH TO APPLY.
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