Woman on mobile phone

Get $200* with a new Checking Account

Use Promo Code: MY200OFFER


  • No monthly fee

    $0 Monthly Fee

    It costs you $0 to keep your Checking Account

  • $0 Low Balance Fee

    $0 Low Balance Fee

    And no minimum monthly balance requirement
  • ATM

    118,000+ ATMs

    Totally free – not even surcharges
  • Transfer Funds

    Transfer Funds

    Transfer funds between any of your MHV or external accounts
  • Video Tellers

    Video Tellers

    Bank 7 days a week, with live tellers via video
  • Fraud Protection

    Fraud Protection

    Visa’s Zero-Liability Policy protects you from unauthorized charges
I'm Ready to Open My Checking (Opens in a new window)


  1. 1


    Open any MHV Checking Account with a debit card and use promo code: MY200OFFER by December 31, 2023.
  2. 2


    Set up a qualified recurring direct deposit of $500 or more within 60 days of opening your account.
  3. 3

    Get Paid

    Get your $200 within 90 days of finishing steps 1 and 2.

Don't Miss Out. This Offer Ends December 31, 2023

Use Promo Code: MY200OFFER

No monthly fees and friendly employees

  • I love the no monthly fees and the friendly employees who recognize me and say hello.
    Luther Z.
  • They are always professional. I love the fact that there is a live personal teller service when help is needed after hours!
    Shirley R.

Commonly Asked Questions About Checking

  • Your Current balance is the total amount of funds in your account. Your Available balance is the total amount of funds in your account minus any transactions that are pending, such as items waiting to be cleared or debited and transactions that haven’t yet been processed. When you are determining if you have enough to cover a purchase, you should be aware of your Available Balance. To know the true available balance in your account be sure to keep a register of all transactions in order to avoid unnecessary service charges.

  • Contact your Human Resources Department to establish direct deposit into your MHV Checking Account. You can download our Switch Kit, which includes a payroll form your HR Department may require.

  • MHV is a member-owned credit union. Your Savings Account – with your $5 required opening deposit – is your share in the membership.

  • Visit our Perks Package page for more information.

    Visit any Branch Location and add Perks Package to your MHV Checking Account today! 

*To receive $200 bonus, member must use promo code and must qualify, open and maintain a new consumer checking account with debit card and recurring payroll direct deposit totaling at least $500 per month within 60 days of account opening. Qualifying recurring payroll direct deposits include ACH deposits made by an employer, payroll service provider, social security or pension administrator. One bonus per member with no additional or previous checking accounts at MHV within the past 2 years. Bonus will be deposited in primary share within 30 days of requirements being met and is subject to IRS reporting. Offer valid through December 31, 2023. Offer subject to change or terminate at any time. Cannot be combined with any other offer. Members must be in good standing. Employees of MHV are not eligible.