DISCOVER your perfect fit checking account


Free Checking
Ultra Checking
Young Adult Checking
Monthly Service Fee

Free Checking
Ultra Checking
Young Adult Checking
$0 $15, waived with $10,000 average daily balance
in checking or $25,000 across accounts		 $0
Minimum Balance Requirement

Free Checking
Ultra Checking
Young Adult Checking
$0 $10,000 average daily balance in checking
or $25,000 across accounts		 $0
Earns Dividends

Free Checking
Ultra Checking
Young Adult Checking
x x
Perks Package with ID Protection

Free Checking
Ultra Checking
Young Adult Checking
90 day free trial,
$3.95/month thereafter		 Free 90 day free trial,
$3.95/month thereafter
Account Transfers

Free Checking
Ultra Checking
Young Adult Checking
Connect to any external account for easy transfers Connect to any external account for easy transfers Connect to any external account for easy transfers

Free Checking
Ultra Checking
Young Adult Checking

The Checking Account You Need. The Extras You Want.

Online & Mobile Banking

Convenient and secure access to your accounts 24/7 to check balances, transfer funds, pay bills and more.

Mobile Check Deposit

Deposit checks into your account anytime, anywhere with a tap and a snap.

Over 118,000 Totally-free ATMs

Enjoy totally-free access to your account at participating ATMs worldwide.

Account Alerts

Stay on top of your accounts with custom alerts sent by email or text.

Virtual Tellers

Bank from 8am to 8pm daily with video tellers available at all Branch Locations

Visa® Rewards Debit Card

Reward yourself for everyday purchases with points towards merchandise and gift cards.

Mobile Wallets

Add your MHV Visa Rewards Debit Card to Apple Pay, Google Pay, Samsung Pay or Microsoft Wallet to shop with ease and security.

myMoney Trail

Link all of your accounts in one place to track spending, create budgets and manage debt.

I'm Ready to Open My Account

Bank 12 Hours a Day,
7 Days a Week

Give yourself an extra 31 hours every week to get your banking done. MHV’s virtual tellers give you access to banking by video at all Branch Locations.

You’ve got options when it comes to protecting your ability to pay.

Overdraft Protection If you don’t have enough in your Checking to cover a purchase, enroll in this option and we’ll automatically pull available funds from your Savings or advance your Line of Credit to cover it. Just ask us to connect your accounts.

No Bounce Courtesy Pay For a fee, No Bounce may cover your checks or automatic payments for you when you don’t have enough in your account, up to your individual limit. You can even choose to include your ATM withdrawals and debit card purchases in this program. Check out the disclosures for details. 
 
 

I'm Ready to Open My Account

Additional Content

Reading Switch Kit

MHV Switch Kit

Opening your new Checking Account is just the beginning. Grab this free download to help you get your direct deposit moved and your automatic payments updated.

Download Now
Viewing eBook

Master Account Management

Your financial health impacts your life everyday. Discover how you can manage your Checking Account in the most effective way in this free guide.

Get the Guide
Woman Reading Article

Tips for Avoiding Fees

No one likes to pay fees. And we get it. That’s why we’ve put together tips on what fees are – and how you can avoid them.

Read the Article
Downloading Guide

Get to Know Us

What does your financial journey hold? We may not be able to tell you, but you’ll get the guidance you need to make the most of all of your possibilities. Discover everything MHV has to offer in your Welcome Guide.

Download the Guide

See What the Mid-Hudson Valley has to say About us

I love the no monthly fees and the friendly employees who recognize me and say hello.

Luther Z.

Nice, fast, friendly service. The perks package is totally worth it. And the overdraft protection is a life saver!

Alex B.

Frequently Asked Questions
 

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