From Building Credit to Earning Rewards,
Choose The Card that's Right For You
Compare our Visa Credit Card Options
Visa® Platinum
Ideal for those looking for a card with a low interest rate
1.99%* Introductory APR for 12 Months
13.00 to 18.00%* Thereafter
Visa® Signature Rewards
Ideal for those looking to earn rewards for their spending
0.00%* Introductory APR on Purchases for 6 Months
14.00 to 18.00%* Thereafter
Secured Visa® Platinum
When you need to build or rebuild your credit
1.99%* Introductory APR for 12 months
13.00 to 18.00%* Thereafter
Handle Your Credit Like A Pro
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Download
It doesn’t matter if it’s your first credit card or your fifth, get a handle on responsible credit usage in this free guide.Get My Guide -
Listen
Are any of your everyday behaviors hurting your credit score? Find out in this podcast episode with our resident credit expert.Listen to the Episode -
Read
Get answers to the top 4 credit questions – and find out which credit myths get debunked – in this article.Read the Article -
Watch
You’ve applied – but the score the lender sees doesn’t match your credit monitoring tool. Find out why in this video.Watch the Video
Always Excellent Service
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I now have great credit and have gained the resources I need to make great financial decisions.
Claudine S. -
I have always had excellent service. MHV notified me right away when I had a problem with a scam on my credit card account a couple of months ago.Mildred M.
Commonly Asked Questions About Credit Cards
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To activate your MHV Debit or Credit Card, simply call the number listed on the sticker that will be on your card when you receive it. If your card does not have a sticker you may call our activation numbers.
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You received a call because we noted suspicious activity on your MHV Debit or Credit Card and want to confirm the charge is legitimate. Reminder: MHV will never ask you for your account information or password.
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To schedule one-time or recurring payments to an MHV Credit Card from an MHV account, simply click or tap the Transfers & Payments tab within Digital Banking.
There are two ways to pay your MHV Credit Card from an external account. Either click or tap on the card from the Accounts page within Digital Banking. You'll then be directed to the card portal where you can make your payment. Please note you may be prompted to first register the card. Additionally, credit card access is available for primary owners only. You can also add your external account under the Manage Accounts tab, then make your payment by navigating to the Transfers & Payments tab and selecting Loan & Credit Card Payments. Once your external account is added, it will show up under the "From" account drop down.To schedule one-time or recurring payments to a non-MHV credit card, use Bill Pay within Digital Banking.
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If either your MHV Debit card or Credit Card have been stolen, please contact us right away. You may call us at 845.336.4444 or stop into any Branch Location. You may also call Lost/Stolen Card Services at 866.820.8794.
For your MHV Credit Card, you can also place a lost/stolen alert in Digital Banking. In Digital Banking, click onto your Visa card, then click “Report Card Lost or Stolen” under the Quick Links at the right of the screen. -
You can use both your MHV Visa® Debit Card and your MHV Visa Credit Card overseas. It is important to notify us when you plan on traveling so that we can notate your account. Otherwise, international use may be flagged as fraud and your card could be locked.
If you plan on using your debit card internationally, please be sure to keep funds in your Checking Account. Most overseas ATMs will grant access to your Checking Account but not your Savings Account.
When using your Visa Debit card at a foreign ATM you may request an "advance" accessing your checking account.
At foreign ATMs you will receive the exchange on the funds and a surcharge and foreign ATM fee will apply. Keep in mind the ATM transaction will need to be under $200 (including ATM fee). If you need more than $200, you will need to do multiple withdrawals or with a VISA debit, go to a bank for a cash advance.
For foreign ATM withdrawals, the rate of exchange between the transaction currency and the billable currency used for the processing of international VISA transactions is a wholesale market rate or government mandated rate in effect one day prior to the processing date plus one percent 1%.
To place a travel alert on your MHV Visa Debit Card, you may call us at 845.336.4444 or stop into any Branch Location. To place a travel alert on your MHV Visa Credit Card, you may call 866.820.3867 or place the alert within Digital Banking. Once you have logged into Digital Banking, click onto your Visa card, then click “Travel Notifications” under the Quick Links at the right of the screen. -
You can mail your MHV Credit Card payment(s) to:
VISA PO BOX 37603
PHILADELPHIA, PA 19101-0603