Own for Less Than Renting

$0 Down Mortgage

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$0 Down Mortgage Details

 

 No income qualifications

 Available to all buyers, not just first-time home buyers

 Can be combined with home-buying grant programs

 Can be combined with up to 3% seller concession, meaning the seller can give the purchaser up to 3% towards closing costs and other prepaid costs

 Only 1% contribution required towards purchase/closing costs, and can be from a gift
 

Download the Ultimate Home Buying Guide

Homeownership Guide at MHV

Download our free guide, “Your Journey to Homeownership”, to provide you with the knowledge you need to start on the path to homeownership. Whether you’re buying your first or second home, we’ll guide you through the process so you can feel confident and empowered to get started.

MEET THE MHV MORTGAGE TEAM

 
With over 100 years of combined experience, our Mortgage experts will help guide you through the entire Mortgage process and recommend a trusted Realtor.
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Don Spiro

845.332.5856

Visit Don's Website

Branches Covered:
Kingston, Saugerties & Woodstock
NMLS #515614

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Bill Walsh

914.474.5194

Visit Bill's Website

Branches Covered:
Red Hook, Rhinebeck,
LaGrange & Poughkeepsie
NMLS #454307

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Denise Quinn

845.522.3844

Visit Denise's Website

Branches Covered:
Middletown & Fishkill
NMLS #454310

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Tim Zwart

845.594.9056

Visit Tim's Website

Branches Covered:
Newburgh & Port Ewen
NMLS #454311

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SEAN DYKHOUSE

845.208.1377

Visit Sean's Website

Branches Covered:
Highland & Hurley Ave.
NMLS #184229

CALCULATE YOUR MORTGAGE PAYMENT

The PMI rate will vary based on credit score, down payment and other criteria.

SEE WHAT THE MID-HUDSON VALLEY HAS TO SAY ABOUT US

They are very helpful and they offer very professional service. Every time I have a question about anything, it gets handled quickly and efficiently.

Sheila F.

MHV has easy access to local branches, extended hours teller machines, competitive rates on loans and mortgages, and easy loan application process. Good quality of service!

Matthew B.

Apply in Less Than 15 Minutes

   
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Or Call us at 845.336.4444

Frequently Asked Questions

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*Offer valid on Fixed Rate 10 - 30 Year Term purchase mortgages and Home Loan Payment Relief products, received on or after 6/1/19 having a loan to value of 100% (with mortgage insurance). Minimum loan amount of $50,000 and maximum loan amount of $484,350. Monthly payment per $1,000 borrowed for 30 year conventional mortgage at 4.375% is $4.84. Offer may not be combined with any other offers or discounted rates and is subject to change or terminate at the discretion of MHV. Subject to MHV underwriting guidelines and rates based on individual credit history. Additional terms and conditions may apply. See Branch or call for details.