Family on couch with dog

Feeling confident about buying a house?

You will now.

Am I Ready to Buy a Home?

You’ve been thinking about it. In the back of your mind. Every time you pass a For Sale sign. Scrolling real estate sites before bed. Owning your own home. It’s a dream.

But it’s also scary. It’s a huge financial commitment…and it’s a process.

How do you get ready for something like that?

House with for sale sign

Grab this Guide

Home ownership eBook

MHV’s Mortgage Experts have over 100 years of mortgage experience. Lean on the knowledge they’ve picked up.

And a lot of that knowledge is packed into this guide.

Think about the biggest questions you’ll face:

  • What kind of credit score do I need?
  • Is there more than one kind of mortgage? Which one do I need?
  • How do I put in an offer?

You don’t need extra stress as you prepare to buy a house. You need the kind of help that gives you confidence.

Maximize your know-how

You don’t need to feel like a mortgage expert, but you’d like to feel you’ve done everything you can to prepare. Once you download your guide, you’ll receive a series of 8 emails going into deeper detail about the homebuying process.

You’ll get expert takes on:

Debt-to-income - and how this ratio can mean you don't get a mortgage

Maintenance - and how much more it could add to owning a home

Realtors - and the tips they share with clients

We won’t clog up your inbox with never-ending emails you didn’t want. Just these 8, over the next few weeks, to give you the information you need to move forward with buying a home.

But…is this guide worth it?

You’ve downloaded guides before. And they weren’t worth it.

So here’s a peek at what you’ll get with this guide:

eBook page sample

eBook page sample

eBook page sample

Be Ready, With Confidence 

You’re on the brink of one of the biggest commitments of your life. Give yourself every tool to go into the process prepared.

Good quality of service

  • The staff is friendly and extremely helpful.  They go the extra mile whenever I have any questions or concerns. I transferred my accounts from other banks to MHV without a hitch.  I always feel very welcome when I stop in branch.
    Kathryn M.
  • They are all very kind. They are all very efficient. The place and the atmosphere is always pleasant.
    Caritina R.

Commonly asked questions about mortgages

  •  SONYMA mortgage is a mortgage through The State of New York Mortgage Agency (SONYMA). SONYMA specializes in mortgage programs to assist first-time homebuyers and those meeting certain income qualifications who are purchasing a home in New York State.         

    Click here for the home buyer programs we participate in.

  • Please visit our Rates page for today's mortgage rates. 
    • First, you will know exactly how much house you can afford. This will help you focus your search and use your time more efficiently.
    • Getting pre-qualified gives you buying power because the seller knows you have financing lined up, making you more attractive to them.

    Learn more about mortgages and get pre-qualified here.