You’ve uncovered 2 ways to earn more

Choose from:

15 months at 4.25% APY* or
21 months at 4.35% APY*
check mark Get started with as little as $500 at any branch location

check mark Open online with any amount between $500 - $25,000
[My Member Service Representative] was very courteous, polite and help(ful). She help(ed) me find the right CD.
-Gerry M.

Compare your offer to the national average

15-month certificate
21-month certificate

It's easy to open your certificate and lock in a higher rate


What You Need

Whether you are looking to open an account online or in branch, you’ll need an unexpired government issued identification such as a State-issued Driver’s License or a U.S. Passport.


Initial Deposit

If you are not currently a member, there is a $5 minimum deposit required in a Savings Account when opening a Certificate of Deposit in addition to the amount of your certificate.



Open a Certificate with up to $25,000 online or with $500 or more at your most convenient branch location.

MHV Forbes Award

*APY=Annual Percentage Yield. Full principal and interest must remain on deposit for the entire listed term required to earn APY. Substantial penalties will be imposed for early withdrawal and fees will reduce earning on the account, see branch for details. $500 minimum to open. Credit union membership in good standing required, membership is open to anyone who lives, works, worships or attends school in Orange, Westchester, Sullivan, Putnam, Rockland, Ulster and Dutchess counties. Automatic renewal to a 12 month term fixed rate certificate at the then current rate. Promotion is offered at MHV’s discretion and may be changed or discontinued at any time. Dividends are compounded daily and credited monthly. Terms and conditions apply, inquire for details. Federally Insured by NCUA.