CHECKING ACCOUNTS

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MORE INFORMATION

CONTACT US

By Email -
ContactUs@MHVFCU.com

By Phone -
845.336.4444 / 800.451.8373

MHV Ultra – It’s Better Than Free Checking

  • Dividends earned on balances of $1,000 or more
  • Free for members who maintain $5,000 average daily balance in checking or $15,000 in total deposit and loan balances
  • Fees Waived for Foreign ATM and Overdraft Sweeps
  • Perks Package, a $364 value free to Ultra Checking Members, which includes $5,000 Identity Fraud Expense Reimbursement Coverage, $5,000 Accidental Death & Dismemberment Insurance, Credit File Monitoring, and an Entertainment Savers Guide
  • Discounted Mortgage Closing Costs
  • Exclusive Offers on Certificates
  • MHV Connect
  • AND MORE!!


Free Checking:

  • No Minimum Balance Requirements
  • No Monthly Service Charges
  • No Per Check Fees
  • MHV Connect
  • Optional Perks Package - $3.95 per month, a $364 value free to Ultra Checking Members, which includes $5,000 Identity Fraud Expense Reimbursement Coverage, $5,000 Accidental Death & Dismemberment Insurance, Credit File Monitoring, and an Entertainment Savers Guide


Young Adult Checking (16-22)

  • Members 17 and under must have a joint owner to qualify
  • No Minimum Balance Requirements
  • No Monthly Service Charges
  • No Per Check Fees
  • MHV Connect
  • Optional Perks Package - $3.95 per month, a $364 value free to Ultra Checking Members, which includes $5,000 Identity Fraud Expense Reimbursement Coverage, $5,000 Accidental Death & Dismemberment Insurance, Credit File Monitoring, and an Entertainment Savers Guide


All MHV Checking Accounts come with Connect. Access your money at the branch, on the go and at home, featuring great services like Online Banking, Mobile Banking App, e-Statements, Member Service Call Center and much more! Click here to experience Connect for yourself.

 

 

MHV Young Adult

MHV Free

MHV Ultra

Required Monthly Balance

 

$0.00

for members age 16-22

$0.00

 

$5,000 average daily balance in checking or $15,000 in total deposit and loan balances

Monthly Service Charge

$0.00

$0.00

$12.00 if balance criteria is not met

MHV Fee for
Using Foreign ATMs

Free

$1.00 (waived if $1,000+ in checking or savings)

Free

Overdraft Sweep Fees

 

$2.00 per item

$2.00 per item (optional)

Free

Dividend Bearing

 

 

No

No

Yes! Click for Rates!

Additional Features

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

• Free first order of MHV Custom Checks
• MHV offers over 60,000 ATMs worldwide through network participation**
• Up to $10 refund with receipts at non-participating ATMs
• e-Statements
• Home Banking
• Bill Pay
• Direct Deposit
• Free College Planning Service Available through Collegiate Funding Solutions
• .25% consumer loan rate reduction with auto pay

 

 

• MHV offers over 60,000 ATMs worldwide through network participation**
• e-Statements
• Home Banking
• Bill Pay
• Direct Deposit
• Debit Card
• .25% consumer loan rate reduction with auto pay

 

 

 

 

 

• Free order of MHV Custom Checks
• or 50% Discount Toward Designer Checks (one order per year)
• MHV offers over 60,000 ATMs worldwide through network participation**
• e-Statements
• Home Banking
• Bill Pay
• Direct Deposit
• Debit Card
• Discounted Mortgage Closing Costs
• Exclusive Offers on Certificates
• Staff Supported Switch Service
• Free Debit Card Replacement
• .25% consumer loan rate reduction with auto pay

Why should I Upgrade

My Account with the

Perks Package?

• $5,000 Identity Fraud Expense Reimbursement Coverage
• Credit File Monitoring
• $5,000 Accidental Death & Dismemberment Insurance
• Entertainment® SaversGuide®

Cost to Upgrade to the

Perks package?

$3.95 per month

$3.95 per month

Free


 

*APY= Annual Percentage Yield. Subject to change at anytime, will change quarterly. Fees could reduce the earning, contact an employee for details.

**MHV members enjoy surcharge free ATM transaction through the following networks: CU24, COOP, SUM and Publix Supermarkets.


Join Us!

Ready to take ownership of your financial institution? Click here to become a member!

 

Where to Find Us?

MHV Branches & ATMs

Surcharge-Free Network ATMs

All

Zip Code: