CREDIT CARDS

Increase your purchasing power the smart way, with a Credit Union VISA Card.


What kind of credit card are you looking for? Whether you’re just starting out and want the ease and security of a no-fee, lower-limit personal card; are ready to move up to a higher credit limit and increased spending latitude; or are looking for a hard-working business credit card, MHV has a VISA solution just for you.


From automatic auto rental insurance to travel emergency assistance, you get more than you expect from a MHVFCU Visa Credit Card. Experience the ease and convenience of a fast and secure card that’s recognized worldwide for travel expenses, shopping excursions, hotel reservations, car rentals, internet purchases, catalog or phone purchases and much, much more!


CHOOSE THE CARD THAT BEST SUITS YOU!

Experience the ease and convenience of shopping, dining and travel with your credit union VISA card. Your MHVFCU Visa Credit Card is recognized worldwide for travel expenses, shopping excursions, hotel reservations, car rentals, internet purchases, catalog or phone purchases and much, much more!


 

Platinum*

Platinum+Rewards*

Business*

Credit Limit

Up to $20,000

Up to $20,000

$5,000 to $30,000

Annual Fee

$25

Auto Rental Insurance

Yes

Yes

Yes

25-Day Grace Period

Yes

Yes

Yes

Travel Accident Insurance

 

Yes
(Up to $1,000,000)

Yes
(Up to $1,000,000)

Yes
(Up to $1,000,000)

Optional Credit Life Insurance

Yes

Yes

Yes

Travel & Emergency Assistance

Yes

Yes

Yes

Warranty Manager

Yes

Yes

Yes

CURewards

Yes


*Certain restrictions, limitations, and exclusions apply to card benefits. Please refer to official terms and disclosures for details. Subject to credit qualifications.


Visit Visa CURewards

Important disclosure information


Card

 

 

Annual Percentage Rate

Annual
Fee

 

Method of Computing Average Balance

Grace Period for Repayment of Purchase Balance

Minimum Finance Charge

Transaction Fees

 

Visa Platinum

4.90% Fixed APR introductory rate for 6 months.

After 6-month introductory period, a rate of Prime+7.49% to
Prime+10.49% will apply.

(based on annual review of credit worthiness)

None

Average Daily Balance (including new transactions)

You have 25 days to repay your balance in full before being charged a finance charge for purchases or balance transfers. The grace period does not apply to cash advances and convenience checks.

$0.50

Cash Advance Transaction Fee**....2% or $2, whichever is greater, not to exceed $20


Late Payment Fee***.......$25


Stop Payment Fee.......$30



Rush Card Fee.......$25


Returned Payment Fee.......$30 each

Visa Platinum+ Rewards

$25

Visa Business Card

Prime+8.75%**

None


*Rate adjusts to highest Prime rate +7.49% to +10.49% (based on annual review of credit worthiness) as printed in the Wall Street Journal on the 15th of March, June, September & December. Rate ceiling 13% to 18% (based on credit worthiness). Contact us at 800.451.8373 or online at MHVFCU.com for current rates. **Visa Convenience Checks are considered a cash advance. ***A late fee is assessed 1 days after due date.


Please download the full disclosure HERE.


CLICK HERE IF YOU ACCEPT THE ABOVE DISCLOSURE AND WISH TO APPLY.


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Where to Find Us?

MHV Branches & ATMs

Surcharge-Free Network ATMs

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