How do you see your home's equity?

1.99% APR*
Home Equity Line of Credit
Intro Rate for 6 months

4.375% APR*
Home Equity Loan
For 60 months

Use your home's equity for:

Debt Consolidation

Vacation

Big Purchase

Want to learn more about our Home Equity options? Schedule an appointment with us!

Ready to apply? Click here.
Simply have a question? Click here.

GETTING A HOME EQUITY LOAN OR LINE OF CREDIT SHOULDN'T FEEL STRESSFUL

Follow these four steps to start putting your home to work!

1) Consider

Consider the use of your loan - home improvement, debt consolidation or vacation.

2) Compare

Figure out which option is right for you based on your purpose.

3) Apply

Use our form above to get started. We will contact you for additional information.

4) Relax

Our Mortgage Experts will guide you through each step of the loan process.

 

WHICH HOME EQUITY OPTION IS BEST FOR YOU?

 

Home Equity Loan


A Home Equity Loan allows you to borrow a large lump sum amount based on the value of your home, and your current equity. This loan is recommended for people who need cash to pay for a single major expense, such as debt consolidation.

HELOC


A Home Equity Line of Credit (HELOC) is a revolving credit line based on the equity in your home. Once the limit is set, you have a defined period of time you can draw on your line of credit. A HELOC is recommended for people that may need varying amounts of cash over time.

 

 

 

 

      

READY TO GET STARTED?

 

 

 

 

SEE WHAT THE MID-HUDSON VALLEY HAS TO SAY ABOUT US

 

"I have been using the credit union for over 30 years and have been very happy with MHV as my primary financial institution. Savings account, checking account, safety deposit box, and money market are some of the services I currently use. In addition, my husband was able to work with the loan department to help his nephew obtain a loan to help his credit. "

Carol T.

"MHV has easy access to local branches, extended hour teller machines, competitive rates on loans and mortgages and an easy loan application process. Great quality of service. "

Michael B.