Coverage options

Qualify for a discount when you bundle your insurance with us.

Auto

Customize an insurance policy that provides the coverage you need at an affordable price. The coverages we offer allow you to choose the insurance you need, whether it’s for collision or other forms of damage to your vehicle.

Weddings/Events

Event insurance can help protect the number of significant investments you’ve made in preparation for your big day. An insurance agent can help you determine the level of coverage most appropriate for you.

Homeowner's/Renter's

Protect your investment and your household possessions. We offer insurance for a variety of homes, including condos, mobile homes, and rental homes.

Motorcycle/Boat/RV

Carrying too little insurance could expose you to higher financial risks and legal costs. Let us help you customize a policy that provides the right coverage at the right price.

Umbrella Liability

Protect yourself above and beyond your home or auto insurance limits with an Umbrella or Excess Liability policy.

Business

As a business owner, you can rely on us to help develop a solid plan tailored to your business to effectively protect your assets, management, and employees before a claim occurs.

Pet

VPI® pet health insurance helps you provide high-quality health care for your pet, and it can help give you peace of mind knowing that your pet’s healthcare costs are covered. With just one major injury or illness in your pet’s life, the policy could pay for itself.  

Life Insurance

Did you know that 1 in 3 households would have immediate trouble paying living expenses if the primary wage earner passed away?* Our Financial Advisors at the MHV Investment & Retirement Center will work with you to determine the right amount of life insurance for your family and find the best policy with the best rate for your budget.

Insurance Options for Your Business

Worker Compensation

This insurance provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.

Business Owner’s Policy

This policy combines business property and business liability into one convenient policy. It allows for some of the most crucial coverages businesses need in one policy at an affordable rate.

General Liability

More and more businesses are being sued for things like negligence, libel, slander, property damage, bodily injury, and copyright infringement, among other things. Businesses can be sued even when they did nothing wrong. You should consider general liability coverage if you or your employees: interact with clients face-to-face, have access to a client’s equipment, represent your client’s business, use third-party locations for any business related activities or are required to have general liability insurance before entering into a contract.

Commercial Property

Business property insurance is something every company needs – whether you own your own building, lease or work from home. Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.

Paying too Much for Insurance?

We’ll shop and compare coverage for you so you get the best coverage for the best price available

Get your personalized insurance quote in 3-5 minutes. An insurance quote does not impact your credit score.

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Protect Your Home and Business with Flood Insurance

Did you know that in the past 5 years, all 50 states have experienced floods or flash floods?

Homeowner’s Insurance does not cover losses incurred due to a flood. Policies specifically rated for flooding are necessary to cover damage caused by flooding from snow melt, rain, flash floods, and several other perils that result in water damage. You can protect your home or business from the risk of flood with Insurance from the National Flood Insurance Program. This program is backed by the Federal government and rates are tailored to your specific geographic area.

Get a Quote

Or Call us at 845.943.5540

Change My Policy

To make changes to your policy, contact the carrier directly through one of the links below. If you don’t see your carrier, email us and we’ll get in contact with you.

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Online Defensive Driving Course

New York DMV allows motorists to take a defensive driving course for not only traffic point reduction, but also a 10% car insurance discount. This rate decrease is mandatory and will last you 3 years. All you have to do is take the defensive driving course and present the certificate of completion to your insurance company. No quote or insurance change required.

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Three Tips to Lower Your Car Insurance

There are some factors that insurance companies use when determining your rate that aren’t negotiable. That doesn’t mean that there’s nothing you can do to lower your rate. Here are three tips you can use to try to lower your auto insurance rate, and put more money in your wallet. 

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Renter’s Insurance: 5 Quick Answers

If you are renting an apartment or home, it’s important to consider whether you should purchase renter’s insurance. Here, we’ve put together answers to some of the most common questions people ask regarding this type of coverage. 

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What is Accident Forgiveness?

If you’ve looked around at car insurance lately, you’ve probably noticed that nearly every car insurance company now offers “accident forgiveness,” but they don’t provide a whole lot of detail about how it works. Before adding this feature, though, be sure to understand how it really works and if it impacts your premium. 

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*2016 insurance barometer study, Life Happens and Limra