Spend less time worrying…MHV has you covered

LIFERING™ Term Insurance

MHV Members and their families can take advantage of up to $1,000,000 of Term Life Insurance protection at affordable group rates. Two forms of coverage are available and can be applied for securely online at lifering.net*. To request that a brochure and application be mailed, call 800.223.8646.


TruStage™ Insurance 

Take advantage of competitive rates for TruStage™ Accidental Death and Dismemberment, Whole Life and Term Life Insurance from CMFG Life Insurance Company**. Learn more at trustage.com or call 855.612.7910


GAP Protection

Did you know the value an insurance company places on your vehicle is often less than the outstanding balance you owe on your auto loan? Your “GAP” could equal thousands of dollars. MHV offers GAP Protection that will pay off your remaining loan balance when the insurance settlement for a total loss is less than what you own, minus any deductible, past due payments and fees.


Debt Protection

What if you were injured in an accident or lost your job? Could you and your family afford to pay your loan payments each month and for how long? Ease you and your family’s worries about paying your loan debts during a difficult time. MHV offers protection for loss of life, disability and involuntary unemployment through MEMBER’S CHOICE™ Borrower Security***.


*The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Mid-Hudson Valley Federally Credit Union (MHV). MHV enables this insurance program to be offered and is entitled to compensation from LIFERING Insurance Company. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations.

**TruStage products and programs are made available through the companies of CUNA Mutual Group. TruStage™ is the marketing brand for the insurance sold through CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Mid-Hudson Valley Federally Credit Union (MHV). MHV enables this insurance program to be offered and is entitled to compensation from CMFG Life Insurance Company. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations.

***MEMBER’S CHOICE™ Borrower Security protects any loan and the integrity of your payment agreement by paying the monthly amount due up to the policy maximum. It also helps protect your credit rating and alleviates your family from worrying about maintaining payments.MEMBER’S CHOICE™ Borrower Security is a debt protection product offered by Mid-Hudson Valley Federal Credit Union. Enrollment in this debt protection is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility and limitations. DPGAP-0709-8956