For a limited time, Special 1.99% APR* Home Equity Line of Credit for the first 6-months! Quick Apply Below!

What is Equity?

Equity is the difference between your home’s market value and your current mortgage balance. For example, the market value of your home is $150,000 and your mortgage balance is $100,000, your equity is $50,000. You can put this equity to work with a low rate home equity loan.


Home Equity Quick Start Form

Fill out the information below to start your loan. An MHV Representative will contact you for additional information.

Applicant Information



Home Equity Line of Credit

  • Introductory rate of 1.99% APR* for first 6 months
  • Introductory rate for loans up to $175,000
  • No payments until you use the line
  • Borrow up to 80% of the appraised value of your property
  • Borrow money whenever you need it, up to your approved credit line
  • Variable rate*
  • No closing costs*

 *APR = Annual Percentage Rate. Offer valid for approved applications received on or after March 15, 2018. Promotional offer subject to change or terminate at the discretion of MHV. All loans are subject to a maximum loan to value of 80%. MHV will pay select closing costs on loan amounts up to $125,000. Closing costs may be recaptured if the loan is closed/terminated within the first three years. Offer not available for Equity Edge. Home Equity Line of Credit, maximum line amount of $175,000, promotional APR will terminate at the end of the promotional period and your variable rate will be determined by indexing the Prime Rate published in the Wall Street Journal the third Friday of February, May, August and November minus .25% and will be noted on your monthly statement. Prime Rate minus .25% is 4.50% as of 1/30/2018. Maximum rate is 18%. Advertised rate based on credit qualifications. Advertised rate based on credit qualifications and rate reflects .25% discount for automatic payments from your MHV savings or checking account. Additional terms and conditions may apply. See Branch or call for details.