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Articles to Help You On Your Financial Journey

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Fraud and Security

What is Elder Fraud and How do I Prevent It?

As we approach 2021, an estimated 74 million ‘baby boomers’ are approaching retirement age and for the next 20 years, nearly 10,000 people a day will turn 65 years old; it is important to recognize two facts as we look at those statistics.
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  • Shocked man looking at papers
    Saving and Budgeting

    How Do I Avoid Checking Account Fees?

    No one wants to pay fees for their Checking Account, right? So, why do financial institutions charge them? And what can you do about them?
  • GAP Insurance can help protect you

    What is GAP Insurance?

    When you finance your new or used car or truck, you will probably be asked if you want to purchase GAP Insurance. While you may be hesitant to spend more money, this coverage could prove a smart choice in the event of a car accident.
  • Couple with money
    Saving and Budgeting

    What’s the Best Way to Save Money?

    Want to feel like you’re making smart money moves? Picking a savings tool that matches your savings goal will definitely help.
  • Couple with money
    Saving and Budgeting

    How Can I Start Saving Money Right Now?

    You’ve done it. You’ve decided to buckle down and start saving money. You know your future self will thank you, but today you’re just wondering how you’re going to start.
  • woman reviewing high-rate debt
    Credit, Loans and Debt

    Understanding Personal Lines of Credit

    What if you could get a loan that lets you access money only as you need it, instead of receiving (and paying for) a lump sum? That is exactly what a Personal Line of Credit offers you.
  • Test Drive a Car

    Tips for Test Driving a Car in the Hudson Valley

    A lot of car shoppers worry about negotiating with the dealerships. But before you can even think about that, you have to master your test drive.
  • Couple asking questions

    Top Questions to Ask Before Buying a House

    Before you even start hunting for your dream house, there are important questions you need to get the answers to. What are the tax implications of buying a home? What if I don’t have a down payment? Can I actually afford to own a home?
  • Man on phone
    Credit, Loans and Debt

    What do Deferments and Forbearances Mean?

    Navigating financial hardships is intimidating enough, and trying to understand the various options and terminology only makes asking for help feel scarier. But help for both consumer loans – things like car loans, personal loans, and credit cards – and mortgages is available and lenders are always willing to work with you.
  • Couple reviewing credit
    Credit, Loans and Debt

    What is a Debt-to-Income Ratio (DTI)?

    Chances are, you know that your credit score is going to be a critical factor in how lenders will decide whether or not to give you a loan. But, your debt-to-income ratio (DTI) is a number you need to be familiar with, too, especially if you plan on applying for any type of loan or mortgage.


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