No one wants to pay fees for their Checking Account, right? So, why do financial institutions charge them? And what can you do about them?

When you finance your new or used car or truck, you will probably be asked if you want to purchase GAP Insurance. While you may be hesitant to spend more money, this coverage could prove a smart choice in the event of a car accident.

Want to feel like you’re making smart money moves? Picking a savings tool that matches your savings goal will definitely help.

You’ve done it. You’ve decided to buckle down and start saving money. You know your future self will thank you, but today you’re just wondering how you’re going to start.

What if you could get a loan that lets you access money only as you need it, instead of receiving (and paying for) a lump sum? That is exactly what a Personal Line of Credit offers you.

A lot of car shoppers worry about negotiating with the dealerships. But before you can even think about that, you have to master your test drive.

Before you even start hunting for your dream house, there are important questions you need to get the answers to. What are the tax implications of buying a home? What if I don’t have a down payment? Can I actually afford to own a home?

Navigating financial hardships is intimidating enough, and trying to understand the various options and terminology only makes asking for help feel scarier. But help for both consumer loans – things like car loans, personal loans, and credit cards – and mortgages is available and lenders are always willing to work with you.

Chances are, you know that your credit score is going to be a critical factor in how lenders will decide whether or not to give you a loan. But, your debt-to-income ratio (DTI) is a number you need to be familiar with, too, especially if you plan on applying for any type of loan or mortgage.