Couple applying for a personal loan

Can I Spend My Personal Loan on Anything?

Can you really use a personal loan for anything? Just about. Here’s how personal loans work, why they’re often better than credit cards, and the 4 most common uses.
 

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What to do after debt consolidation

Top 5 Things to Do After Debt Consolidation

Understanding debt consolidation is important – but it’s what you do after you consolidate that very often determines whether or not it will work for you.

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Couple looking concerned

Does Refinancing Impact my Credit Score?

Ever thought about refinancing your car loan or mortgage? Then you’ve probably wondered what will happen to your credit score if you do refinance.
 

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woman reviewing high-rate debt

Understanding Personal Lines of Credit

What if you could get a loan that lets you access money only as you need it, instead of receiving (and paying for) a lump sum? That is exactly what a Personal Line of Credit offers you.

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Man on phone

What do Deferments and Forbearances Mean?

Navigating financial hardships is intimidating enough, and trying to understand the various options and terminology only makes asking for help feel scarier. But help for both consumer loans – things like car loans, personal loans, and credit cards...

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Couple reviewing credit

What is a Debt-to-Income Ratio (DTI)?

Chances are, you know that your credit score is going to be a critical factor in how lenders will decide whether or not to give you a loan. But, your debt-to-income ratio (DTI) is a number you need to be familiar with, too, especially if you plan on...

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woman reviewing high-rate debt

Personal Loans vs. Lines of Credit

So you need a Personal Loan. Or do you need a Personal Line of Credit (LOC) Aren’t they basically the same thing? Not exactly, and understanding the key differences will be important in determining which is the better option for you. Let's...

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reviewing credit score

The Top 4 Credit Questions

You know your credit is important. You know you have a score, and reports. But the rest is a bit of a mystery, and kind of a scary mystery at that. The good news is understanding credit doesn’t have to be mysterious or intimidating....

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A couple wondering how does a debt consolidation work?

What is Debt Consolidation?

It can happen seemingly overnight. No matter how hard you tried to manage your spending, you’re suddenly faced with credit card debt you can’t pay. You try to pay your cards down, but that taps into the money you’d usually use for...

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