Business Loans

We are in the business of growing your small business

All of our decisions are made locally and with great consideration of the Hudson Valley market. Our lending options feature flexibility, affordable payments and competitive rates. We even offer 24 hour Express Loan Approval on loans and credit lines up to $25,000.*

Business Lines of Credit

  • Meet your cash flow needs
  • Interest only payments

Demand Loans

  • Short-term cash flow needs
  • Terms of 30, 60, 90 days**
  • Interest-only payments

Business Term Loans

  • For equipment purchases, working capital and accounts receivable
  • Terms up to seven years
  • Fixed or variable rates available

SBA Loans

  • Approved Small Business Administration (SBA) Lender
  • For equipment or real estate
  • Long-term fixed rate loans


*Restrictions may apply. See branch for details. **Rates, terms and conditions subject to change without notice. All loans subject to credit approval. For current rates please call us at 845.336.4444