Consumer Loans


Consumer Loan Rates

New/Used Automobiles
& Motorcycle Loans

Auto/Motorcycle Loan Payment Examples

 

New Vehicles

Used Vehicles

APR

Term in Months

Monthly Payment
per $1000 Borrowed

Up to 36 Months

As low as 2.24% APR*

As low as 3.24% APR*

2.24%

36

$28.73

3.24%

36

$29.19

37-60 Months

As low as 2.74% APR*

(37 to 48 months)

As low as 2.74% APR*

(49-60 months)

As low as 3.24% APR*

2.74%

60

$17.84

3.24%

60

$18.08

61-72 Months

As low as 3.24% APR*

As low as 3.44% APR*

3.24%

72

$15.28

3.44%

72

$15.39

84 Months

As low as 3.74% APR*

As low as 4.50% APR*

3.74%

84

$13.53

4.50%

84

$13.87

*APR = Annual Percentage Rate. Rates effective 1/3/2017. All rates as low as: Rates are based on credit ratings, term of loan and in some cases year of vehicle. Rates reflect a 1/4% discount for automatic payments on fixed rate loans. Your rate may vary. Rates are subject to change.

Secured Loans

Secured Loan Payment Examples

New/Used Boats, New/Used Recreational Vehicles and New/Used Motor Homes

APR

Term in Months

Monthly Payment
per $1000 Borrowed

Up to 36 Months

As low as 6.14%**

6.14%

36

$30.45

Up to 60 Months

As low as 6.40%**

6.40%

60

$19.48

** Rates effective 2/1/16. Rates are based on credit ratings and term of loan. Your rate may vary. Rates are subject to change. Additional terms available.

Energy Loan

 

Energy Loan Payment Example

Borrow up to $5,000 for a full season's fuel costs.

APR

Term in Months

Monthly Payment
per $1000 Borrowed

12 Months

5.50%**

5.50%

12

$85.85

 

** Rate effective 4/1/16. Rates are subject to change.

 

Unsecured Loans

Unsecured Loan Payment Examples

 

APR

Term in Months

Monthly Payment
per $1000 Borrowed

Up to 36 Months

As low as 8.74%**

8.99%

36

$31.62

Up to 60 Months

As low as 9.74%**

9.99%

60

$21.05

 

 

 

 

 

**Rates effective 4/1/17. Rates based on credit qualifications and term of your loan. Rates reflect a 1/4% discount for automatic payments on fixed rate loans. Your rate may vary. Rates are subject to change.

Unsecured Line of Credit

Unsecured Line of Credit Payment Examples

 

APR

Term in Months

Monthly Payment
per $1000 Borrowed

Up to 60 Months

As low as 12.99%**

12.99%

60

$25.00

**Rates effective 10/1/16.

 

VISA Credit Card Rates

VISA Platinum, VISA Signature Rewards, VISA Business

Click Here

Student Loan Rates

Visit mhvfcu.studentchoice.org for current rates and to apply

Click Here for Rates

Click Here to Apply