Money Market


Money Market Rates

Type

Annual Percentage Yield (APY)†

Balance to Earn APY

Minimum to Open Account

Dividend Rate†

Premier Money Market

0.15%

$2,500

$2,500

0.14%

 

0.15%

$10,000

$2,500

0.14%

 

0.15%

$25,000

$2,500

0.14%

 

0.20%

$50,000

$2,500

0.19%

 

0.25%

$100,000

$2,500

0.24%

 

0.30%

$200,000

$2,500

0.29%

 

0.35%

$300,000

$2,500

0.34%

 

0.50%

$400,000

$2,500

0.49%

 

0.55%

$500,000

$2,500

0.54%

$25,000 Money Market*

0.30%

$25,000

$25,000

0.29%

$50,000 Money Market*

0.35%

$50,000

$50,000

0.34%

$100,000 Money Market*

0.40%

$100,000

$100,000

0.39%

$300,000 Money Market*

0.50%

$300,000

$300,000

0.49%

†Any Annual Percentage Yield (APY) provided in this disclosure assumes dividends will remain on deposit for at least one year. A withdrawal and/or fees will reduce earnings. APYs are accurate as of the last dividend declaration date. Dividends are compounded and credited monthly. Rates may change after the account is open and are in effect for 30 days from the effective date disclosed above. A 30 day advance notice will be provided for a change in rates. Rates are determined at the discretion of the Board of Directors of the Credit Union. The dividend rates and the APYs disclosed are prospective. Dividends are paid from current income and available earnings. These rates are accurate for accounts as of the date indicated above. Rates are determined monthly and are subject to change. You may contact the credit union at 845.336.4444 or 800.451.8373, extension 6000, for current rate information. See your account disclosures for additional information about your account. Rates effective 2/1/2016.

*Rates may vary. If balance falls below the minimum stated the current savings account APY will apply. Withdrawals/fees could reduce earnings on this account. If daily balance falls below the minimum required the current savings account APY will apply and a $10 monthly low balance fee will be assessed. Rates will be indexed to our Premier Money Market Account a the same levels, plus 15 basis points.