Savings


Savings Rates

Type

Annual Percentage Yield (APY)†

Balance to Earn APY

Minimum to Open Account

Dividend Rate†

Savings Account

0.10%

$100

$5

0.09%

IRA Savings Account

0.10%

$100

$5

0.09%

Ultra Checking

0.05%

$1000

$1000

0.04%

 

0.10%

$25,000

$1000

0.09%

 

0.25%

$50,000

$1000

0.24%

Money Management Account

0.15%

$1,000

$1,000

0.14%

†Any Annual Percentage Yield (APY) provided in this disclosure assumes dividends will remain on deposit for at least one year. A withdrawal and/or fees will reduce earnings. APYs are accurate as of the last dividend declaration date. Dividends are compounded and credited monthly. Rates may change after the account is open and are in effect for 30 days from the effective date disclosed above. A 30 day advance notice will be provided for a change in rates. Rates are determined at the discretion of the Board of Directors of the Credit Union. The dividend rates and the APY's disclosed are prospective. Dividends are paid from current income and available earnings. These rates are accurate for accounts as of the date indicated above. Rates are determined monthly. You may contact the credit union at 845.336.4444 or 800.451.8373, extension 6000, for current rate information. See your account disclosures for additional information about your account. Rates effective 3/1/16.