You shouldn’t have to jump through hoops for free checking

3 North Broad Street, Peekskill

You're tired of the waive game


You’ve seen it before:

“Free” checking accounts…for those with an average daily balance over $1,000.
 
“Free” checking accounts…if you have a loan.

“Free” checking accounts…but only when you establish direct deposit.

What about a free checking account that’s just…free?

MHV Free Checking has no strings attached. No minimum balance requirement. No loan requirement. No deposit requirement.

Just free checking.

 
Open My Checking Account
“They have always gone above and beyond to make sure I'm taken care of. Every single person there is knowledgeable, respectful, and friendly. My experience there has been nothing short of fantastic. They make banking quick and hassle-free.” Adam G.

"I need a checking account that has everything I want…without the fees.”

Online & Mobile Banking

The digital experience you need. Convenient and secure access to your accounts 24/7 to check balances, transfer money, pay bills and more.
 

Mobile Check Deposit

Deposit checks into your account anytime, anywhere with a tap and a snap.
 

Over 118,000 Totally-Free ATM's

Enjoy totally-free access to your account at participating ATMs worldwide.

Account Alerts

Stay on top of your accounts with custom alerts sent by email or text.

Video Tellers

Bank every single day of the week with video tellers available at all branch locations.

VISA® REWARDS DEBIT CARD

Reward yourself for everyday purchases with points towards merchandise and gift cards.

Mobile Wallet

Add your MHV Visa Rewards Debit Card to Apple Pay, Google Pay, Samsung Pay or Microsoft Wallet to shop with ease and security.

External Account Access

Link all your accounts in one place to track spending, create budgets and manage debt.

Federally Insured

You like knowing your money is safe – and it is. Deposits are federally insured by the NCUA up to $250,000.

Open My Checking Account

“I just enrolled with MHV and had a great experience doing so! Thank you for a wonderful banking experience.” – William S.
 

What about the convenience and technology of big banks?

The only thing you give up when you bank with MHV? Monthly service fees. And keeping track of how you get them waived.
Convenience
check mark  14 branches across the Hudson Valley
check mark  In-person banking 6 days a week at all branch locations
  Video tellers available 7 days a week at all branch locations
check mark  118,000 totally-free ATMs around the nation
Technology
check mark  The MHV Mobile App is rated 4.8 out of 5 stars on the App Store.
check mark  Digital banking across desktops, tablets, and phones – including access to external accounts
Experience
check mark  Trusted by over 85,000 people
  Nationally-recognized financial education
check mark  Forbes Best-in-State Credit Union
Open My Checking Account

Want $200* to sweeten the deal?

Just open your Free Checking with a Visa® Rewards Debit Card and qualifying deposit. Use promo code PEEKSKILL200 when opening to earn your bonus!*

Open My Checking Account
Forbes Best-in-State Credit Unions
Federally insured by NCUA

*To receive $200 bonus, member must use promo code and must qualify, open and maintain a new consumer checking account with debit card and recurring payroll direct deposit totaling at least $500 per month within 60 days of account opening. Qualifying recurring payroll direct deposits include ACH deposits made by an employer, payroll service provider, social security or pension administrator. One bonus per member with no additional or previous checking accounts at MHV within the past 2 years. Bonus will be deposited in primary share within 30 days of requirements being met and is subject to IRS reporting. Offer subject to change or terminate at any time. Cannot be combined with any other offer. Members must be in good standing. Federally insured by NCUA