At MHV, we offer an array of products and services to help you protect your assets and ease your worries of the “what ifs” that can happen along the way.

Identity Theft Protection

Think you couldn’t be a victim? Consumers Union, publisher of Consumer Reports, estimates an average of 27,000 Americans become victims of identity theft each day. With MHV’s Identity Theft Protection you can save time, money and plenty of headaches with services to alert, recover and protect your good name.

  • Stay Alert with Equifax® Credit Monitoring- Receive daily monitoring and unlimited access to your Equifax® Credit Report to keep aware of key changes (email/wireless alerts). Protect your money with up to $5,000 of Fraud Expense Reimbursement that will cover costs associated in the recovery of a stolen identity such as lost wages, legal fees, certified mail and long distance charges.
  • Recover from Identity Theft with Dedicated Case Management - Feel confident with the professional support of a dedicated Case Manager who will work closely with you to fix your credit and guide you through the process of reclaiming your identity.
  • Reduce Risk by going paperless with e-Statements. - Sign up today to eliminate the chance of having your paper statements stolen.

Get the Perks Package FREE with MHV’s Ultra Checking Account or $3.95/month with Free Checking, a $364 annual value! Visit any branch location to enroll.

Property & Casualty Protection

MHV has a wide-array of personal and commercial insurance products to help you protect your assets such as your home, business and auto. With professional expertise and personal service our insurance staff is ready to evaluate your insurance needs and explore the options that are right for you. Contact the Mid-Hudson Valley Insurance Agency, Inc.* for a no-cost, no-obligation consultation today at 845.336.4444, ext. 3150.

Wealth Management & Asset Protection

MHV’s Investment and Retirement Center will work with you to create a plan to help you protect your assets with term and whole life insurance. Call the MHV Investment and Retirement Center** at 800.451.8373, ext.3166 to schedule a no-cost, no-obligation consultation today.

GAP Protection

Did you know the value an insurance company places on your vehicle is often less than the outstanding balance you owe on your auto loan? The difference between the amount you owe, less your deductible, and what the insurance company pays for your “totaled” or “stolen” vehicle is the “GAP.” Your “GAP” could equal thousands of dollars. MHV offers GAP Protection coverage where for a small charge your lender will “waive” it’s right under the loan contract to collect this GAP amount from you. GAP Protection will pay off your remaining loan balance when the insurance settlement for a total loss is less than what you own, minus any deductible, past due payments and fees. This could save you thousands of dollars when having to purchase a replacement vehicle. Contact us for more information.

Debt Protection

What if you were injured in an accident or lost your job? Could you and your family afford to pay your loan payments each month and for how long? Delinquent payments could cause you to lose your car, your home and heavily damage your credit rating. Ease you and your family’s worries about paying your loan debts during a difficult time with MHV’s Debt Protection***. MHV offers protection for loss of life, disability and involuntary unemployment. Contact us for more information.

* Mid-Hudson Valley Insurance Agency is an affiliate of Mid-Hudson Valley FCU and is located MHV's main branch at 1099 Morton Blvd., Kingston, NY 12401. Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. Coverage, discounts, repair options and billing options are subject to state requirements and availability, individual qualifications and/or the insuring company’s underwriting guidelines. ** Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. ***MEMBER’S CHOICE™ Borrower Security protects any loan and the integrity of your payment agreement by paying the monthly amount due up to the policy maximum. It also helps protect your credit rating and alleviates your family from worrying about maintaining payments. MEMBER’S CHOICE™ Borrower Security is a debt protection product offered by Mid-Hudson Valley Federal Credit Union. Enrollment in this debt protection is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility and limitations. DPGAP-0709-8956