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Does the banking unicorn exist?

The checking account that keeps it awesome.

4.6 out of 5 stars

935 reviewers rate us a 4.6 out of 5 on Google*

Money’s Stressful. Banking Should be Awesome.

You have enough to worry about. Money itself is enough to worry about. So your banking experience should be simple, super, and smart.
YES. I want this account. Open it now.
  • Be treated well

    Be Treated Well

    Remember the Golden Rule? Well, we treat you how we’d want to be treated. Like a human who matters.
  • Bank icon with money sign

    Get What I Need…And Want

    All those products and services you’d find at a big bank? We’ve got them. From checking and savings to mortgages, loans, investments, and money markets.
  • Keep money local

    Keep My Money Local

    We’re not here to make investors happy. We’re here to make you happy. Banking with a credit union means your money stays local, supports local, and sustains local.

Refreshingly Uncomplicated

  • No fees

    No Fees

    No minimum balance requirement. No monthly service fee. No transfer fee. No deposit fee.
  • ATM

    Over 118,000 Totally-Free ATMs

    You should be able to access your cash without fees. And with over 118,000 totally-free ATMs around the country, you will.
  • Digital banking

    Fully Digital Banking

    Pay those bills, transfer that money, deposit your checks, monitor each account - without leaving home. Online Banking and the MHV Mobile App give you the fully digital banking experience you’re looking for.
  • Add accounts

    Add Accounts

    Add all your accounts – even from other banks – to your Online Banking and MHV Mobile App. Watch everything from one place. Build budgets. Set payoff goals. With just one sign-on.
  • Federally insured

    Federally Insured

    You like knowing your money is safe. We like reminding you that your deposits are federally insured by the NCUA up to $250,000.
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How does MHV's checking account compare?

MHV Chime Ally
Cash Deposits May incur a fee** -
ATMs 118,000+ 60,000+*** 43,000***
Secure Online Support
Branch Locations for In-Person Help 14 0 0
Automatic Transfers into Savings
Cash Access Without a Debit Card - -
Ongoing Free Financial Education - -

**As of 3/3/2023 chime.com indicates cash deposits may incur a fee. ***Number of ATMs based on information on chime.com and ally.com as of 3/3/2023. 

Open your checking in two steps

  1. 1

    Open your account

    Open your account online in just 5 minutes. You’ll need your government-issued photo ID.
  2. 2

    Fund your membership

    You’re becoming a member-owner of MHV, and your $5 Primary Savings Account secures that membership.

*As of 2/23/2024