THIS IS YOUR TOTALLY FREE CHECKING
You don't have to choose between
online and in-person banking anymore.
BANK ONLINE. OR BANK IN PERSON.
HYBRID BANKING IS YOUR BEST CHECKING SOLUTION.
Imagine getting the best of both worlds
BACKED BY BRANCH LOCATIONS ACROSS THE HUDSON VALLEY
Get the human help you want. Head to a Branch Location for in-person assistance with account questions, fraud solutions, lost cards, and financial education.
“I NEED A CHECKING ACCOUNT THAT HAS EVERYTHING I WANT – WITHOUT FEES”
No FeesNo minimum balance requirement. No monthly service fee. No transfer fee. No deposit fee.
Over 118,000 Totally-Free ATMsYou should be able to access your cash without fees. And with over 118,000 totally-free ATMs around the country, you will.
Fully Digital BankingPay those bills, transfer that money, deposit your checks, monitor each account - without leaving home. Online Banking and the MHV Mobile App give you the fully digital banking experience you’re looking for.
Video TellersForget waiting until Monday. You have live tellers every day of the week at every branch location. Simply chat with them via video to complete your transactions.
Add AccountsAdd all your accounts – even from other banks – to your Online Banking and MHV Mobile App. Watch everything from one place. Build budgets. Set payoff goals. With just one sign-on.
Federally InsuredYou like knowing your money is safe. We like reminding you that your deposits are federally insured by the NCUA up to $250,000.
COMPARE YOUR FREE CHECKING OPTIONS
|Cash Deposits||✓||May incur a fee1||-|
|Secure Online Support||✓||✓||✓|
|Branch Locations for In-Person Help||14||0||0|
|Automatic Transfers into Savings||✓||✓||✓|
|Cash Access Without a Debit Card||✓||-||-|
|Ongoing Free Financial Education||✓||-||-|
1As of 3/3/2023 chime.com indicates cash deposits may incur a fee. 2Number of ATMs based on information on chime.com and ally.com as of 3/3/2023.
YOU'RE ONLY 2 STEPS AWAY FROM YOUR TOTALLY FREE CHECKING
Open your accountOpen your account online in just 5 minutes. You’ll need your government-issued photo ID.
Fund your membershipYou’re becoming a member-owner of MHV, and your $5 Primary Savings Account secures that membership.
BUT WHAT ARE REAL PEOPLE SAYING ABOUT THEIR ACCOUNTS?
Refreshingly uncomplicated and personable service. You really are made to feel like you are joining a family rather than -- as would be the case at a traditional bank -- just becoming another customer.Daniel D.
Every experience has been beneficial. The people who work there are caring, considerate, knowledgeable , professional and take time to accomplish what needs to be done.Maria G.