TODAY’S MORTGAGE RATES

15 Year Fixed Rate

4.625%

Interest Rate

4.67%

APR*
30 Year Fixed Rate

5%

Interest Rate

5.07%

APR*
5 Year Adjustable Rate

3.625%

Interest Rate

4.901%

APR*
10 Year Adjustable Rate

4.125%

Interest Rate

4.703%

APR*
View More Rates

Rates Current as of 11/14/2018

CHOOSE THE RIGHT MORTGAGE

YOUR NEXT HOME ADVENTURE STARTS IN 5 SIMPLE STEPS

Step 1

PREPARE FOR YOUR ADVENTURE

Homeownership Guide

Finding, Buying & Financing Your New Home

Download our free guide, “Your Journey to Homeownership”, to provide you with the knowledge you need to start on the path to homeownership. Whether you’re buying your first or second home, we’ll guide you through the process so you can feel confident and empowered to get started.

Step 2

CALCULATE YOUR MORTGAGE PAYMENT

The PMI rate will vary based on credit score, down payment and other criteria.

STEP 3

PRE-QUALIFY FOR YOUR MORTGAGE

Getting a pre-qualification proves that you’ve already lined up financing and have the ability to go through with the sale, which makes you a more attractive buyer to sellers.

STEP 4

MEET THE MHV MORTGAGE TEAM

 
With over 100 years of combined experience, our Mortgage experts will help guide you through the entire Mortgage process and recommend a trusted Realtor.
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Don Spiro

845.332.5856

Visit my Website

Branches Covered:
Kingston, Saugerties & Woodstock
NMLS #515614

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Bill Walsh

914.474.5194

Visit my Website

Branches Covered:
Red Hook, Rhinebeck,
LaGrange & Poughkeepsie
NMLS #454307

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Denise Quinn

845.522.3844

Visit my Website

Branches Covered:
Middletown & Fishkill
NMLS #454310

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Tim Zwart

845.594.9056

Visit my Website

Branches Covered:
Newburgh & Port Ewen
NMLS #454311

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SEAN DYKHOUSE

845.208.1377

Visit my Website

Branches Covered:
Highland & Hurley Ave.
NMLS #184229

STEP 5

FINAL WALKTHROUGH & CLOSING

 

Before closing, it is recommended that you do a final walkthrough of the home to ensure its condition has not changed and that any features that were supposed to be included in the sale are still in place. On the closing day, the Mortgage is finalized and the title of the house is transferred to you.

Here are some tips:


Take all the time you need. You have a right to read and understand your closing documents, no matter how long it takes.

SEE WHAT THE MID-HUDSON VALLEY HAS TO SAY ABOUT US

They are very helpful and they offer very professional service. Every time I have a question about anything, it gets handled quickly and efficiently.

Sheila F.

MHV has easy access to local branches, extended hours teller machines, competitive rates on loans and mortgages, and easy loan application process. Good quality of service!

Matthew B.

Apply in Less Than 15 Minutes

   
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Or Call us at 845.336.4444

Frequently Asked Questions

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Rates, terms and conditions subject to change without notice. All loans subject to credit approval.

*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change.