YOUR NEXT HOME ADVENTURE STARTS HERE...

Mortgage Loans

Get Started Today

Fill out the form to start the mortgage process. A home loan expert will be in contact with you shortly.

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Meet the MHV Mortgage Experts

TODAY’S MORTGAGE RATES

30 Year Fixed Rate

6.5%

Interest Rate

6.948%

APR*
20 Year Fixed Rate

6.625%

Interest Rate

6.873%

APR*
15 Year Fixed Rate

6.5%

Interest Rate

6.662%

APR*
View More Rates

Rates Current as of 6/10/2023

CHOOSE THE RIGHT MORTGAGE

YOUR NEXT HOME ADVENTURE STARTS IN 5 SIMPLE STEPS

Step 1

PREPARE FOR YOUR ADVENTURE

Homeownership Guide

Finding, Buying & Financing Your New Home

Download our free guide, “Your Journey to Homeownership”, to provide you with the knowledge you need to start on the path to homeownership. Whether you’re buying your first or second home, we’ll guide you through the process so you can feel confident and empowered to get started.

Step 2

CALCULATE YOUR MORTGAGE PAYMENT

The PMI rate will vary based on credit score, down payment and other criteria.

STEP 3

PRE-QUALIFY FOR YOUR MORTGAGE

Getting a pre-qualification proves that you’ve already lined up financing and have the ability to go through with the sale, which makes you a more attractive buyer to sellers.

What is needed for a Mortgage application?

You may submit these documents through our Application portal

 

blue checkmark Last 2 years W2's and 2 current paystubs evidencing at least 30 days of year to date income

blue checkmark  If self employed: Last 2 years signed tax returns with all schedules

blue checkmark  Last 2 months bank statements for all savings and checking accounts


 

How long does it take?

Grab this download for the steps of a mortgage application, estimated timeframes, and a list of required documents.
 

Get My Download

STEP 4

MEET THE MHV MORTGAGE TEAM

 
our Mortgage experts will help guide you through the entire Mortgage process and recommend a trusted Realtor.
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Bill Walsh

914.474.5194

Visit Bill's Website

Branches Covered:
Red Hook, Rhinebeck,
Poughkeepsie & Putnam County
NMLS #454307

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Denise Quinn

845.522.3844

Visit Denise's Website

Branches Covered:
Middletown, Newburgh & Rockland County
NMLS #454310

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SEAN DYKHOUSE

845.208.1377

Visit Sean's Website

Branches Covered:
Highland, Hurley Ave., Port Ewen & Sullivan County
NMLS #184229

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Guy Greco

845.802.4072

Visit Guy's Website

Branches Covered:

Kingston, Saugerties & Woodstock
NMLS #2213002

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JOSE L. ORTIZ

845.663.6243

Visit Jose's Website

Branches Covered:

Peekskill & Westchester County
NMLS #724128

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Tom McHugh

845.363.8993

Visit Tom's Website

Branches Covered:

LaGrange, Fishkill,
Putnam & Westchester Counties
NMLS #697524

STEP 5

FINAL WALKTHROUGH & CLOSING

 

Before closing, it is recommended that you do a final walkthrough of the home to ensure its condition has not changed and that any features that were supposed to be included in the sale are still in place. On the closing day, the Mortgage is finalized and the title of the house is transferred to you.

Here are some tips:

Take all the time you need. You have a right to read and understand your closing documents, no matter how long it takes.

SEE WHAT THE MID-HUDSON VALLEY HAS TO SAY ABOUT US

They are very helpful and they offer very professional service. Every time I have a question about anything, it gets handled quickly and efficiently.

Sheila F.

MHV has easy access to local branches, extended hours teller machines, competitive rates on loans and mortgages, and easy loan application process. Good quality of service!

Matthew B.

Apply in Less Than 15 Minutes

   
Apply for Your Mortgage
Have a Question? We'll Contact You

Or Call us at 845.336.4444

Frequently Asked Questions
 

STILL HAVE MORE QUESTIONS?

Rates, terms and conditions subject to change without notice. All loans subject to credit approval.

*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change.