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In light of recent bank failures, we wanted to take a moment to assure MHV’s members of our continued financial strength. Deposits at MHV are not impacted by these bank closures. We continue to be financially strong and well capitalized. In addition, our deposits come from a diverse array of consumers and small businesses throughout the Mid-Hudson Valley region, and not from any one particular industry. MHV continues to receive favorable ratings from our regulators and we are well positioned to serve you now and into the future.
Equity Edge Loan For those without equity in their home Is a no Equity edge loan Right For Me?
Can I get an equity loan if I have little to no equity in my home? With MHV’s Equity Edge loan you can! This loan is ideal if you’ve recently purchased your home and need to get some renovations or updates underway because we don’t require equity in your home to be approved. Plus, we don’t require an appraisal and there are no closing costs.
Equity
7.750%
interest rate
7.750%
APR*
Ready to Speak with a Equity Edge Expert?
What are the Benefits of a no Equity Edge Loan?
No Closing Costs*
Enjoy absolutely no closing costs on Equity Edge Loans.
Flexible Terms
Equity Edge Loans offer flexible terms between 5 and 10 years and amounts from $10,000 to $30,000.
Lower Rate
Equity Edge Loans include a fixed interest rate that is lower than the average credit card rate
How Do I Get a Equity Edge Loan in 4 Easy Steps?
4
Close
The last step is to finalize all of the documents for your loan. You can either complete the process in a branch, or you can sign most documents electronically ahead of time at your convenience. This will help ensure a much faster closing.
Read the Ultimate Guide to Home Improvements
Smart Tips for Home Improvements
Download our free guide, “Your Guide to Home Improvements
Calculate Your Equity edge loan Payment Use our Equity Edge Loan Calculator to estimate your monthly payment.
How to Apply for an Equity Edge Loan
With over 100 years of combined experience, our Home experts will help guide you through the entire Equity Edge Loan process.
JOSE L. ORTIZ
jortiz@mhvfcu.com
Branches Covered:
GET STARTED IN 60 SECONDS
See What the Mid-Hudson Valley has to say About us
When we were looking for a Home Equity product to finance our son's college education, we did do comparison shopping in the area. Working with the MHV staff was such a pleasant experience. The electronic pre-closing and final closing made the whole process a breeze. MHV truly understands the needs of families, the flexibility and features of their Home Equity products are much better than similar products available from other financial institutions in this area.
Man Mohan Singh
My experiences with MHV has been great! The I recently applied for a Home Equity loan. The service was wonderful! Everyone that handle my loan was courteous, everything was explained no matter how many question I asked.
Anna Wilson
STILL HAVE MORE QUESTIONS?
*Closing costs paid by the Credit Union may be recaptured if loan is closed/terminated within the first three years on loan amounts up to $175,000.
PO Box 1429 Kingston , NY 12402
845.336.4444 / 800.451.8373 Routing Number 221976243
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