Is a no Equity edge loan Right For Me?

Can I get an equity loan if I have little to no equity in my home? With MHV’s Equity Edge loan you can! This loan is ideal if you’ve recently purchased your home and need to get some renovations or updates underway because we don’t require equity in your home to be approved. Plus, we don’t require an appraisal and there are no closing costs.

Today’s Equity Edge Rate

Edge Loan


interest rate



Loans up to $30,000
No Equity Required
Terms up to 10 years


Ready to Speak with a Equity Edge Expert?


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What are the Benefits of a no Equity Edge Loan?

How Do I Get a Equity Edge Loan in 5 Easy Steps?

How Can I Use my Equity Edge Loan?

The funds from your Equity Edge Loan can be used for just about anything!
Check out our list of possible uses, and click to read more.

 Debt Consolidation
 Home Improvement
 Major Purchase

Read the Ultimate Guide to Home Improvements

Home Improvement Tips

Smart Tips for Home Improvements

Download our free guide, “Your Guide to Home Improvements”, to help you get started planning your next project.

Calculate Your Equity edge loan Payment


Use our Equity Edge Loan Calculator to estimate your monthly payment.

How to Apply for an Equity Edge Loan

With over 100 years of combined experience, our Home experts will help guide you through the entire Equity Edge Loan process.

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Don Spiro


Branches Covered:
Kingston, Saugerties & Woodstock

NMLS #: 515614

Apply Now With Don

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Bill Walsh


Branches Covered:
Red Hook, Rhinebeck, LaGrange,
Poughkeepsie & Putnam County
NMLS #: 454307

Apply Now With Bill

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Denise Quinn


Branches Covered:
Middletown, Newburgh, Fishkill & Rockland County

NMLS #: 454310

Apply Now With Denise

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Branches Covered:
Highland, Hurley Ave., Port Ewen & Sullivan County

NMLS #: 184229

Apply Now With Sean

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Leo Soriano

ext. 3278

Branches Covered:
Westchester County 

NMLS #: 2050795

Apply Now With Leo



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Have a Question? We’ll Contact You

See What the Mid-Hudson Valley has to say About us

When we were looking for a Home Equity product to finance our son's college education, we did do comparison shopping in the area. Working with the MHV staff was such a pleasant experience. The electronic pre-closing and final closing made the whole process a breeze. MHV truly understands the needs of families, the flexibility and features of their Home Equity products are much better than similar products available from other financial institutions in this area.

Man Mohan Singh

My experiences with MHV has been great! The I recently applied for a Home Equity loan. The service was wonderful! Everyone that handle my loan was courteous, everything was explained no matter how many question I asked.

Anna Wilson

Frequently Asked Questions



*Closing costs paid by the Credit Union may be recaptured if loan is closed/terminated within the first three years on loan amounts up to $175,000.