Start Your

Journey to Homeownership

Get Started Today

Fill out the form to start the mortgage process. A home loan expert will be in contact with you shortly.
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Meet the MHV Mortgage Experts

Today’s Mortgage Rates

30 Year Fixed Rate


Interest Rate


5 Year Adjustable Rate


Interest Rate




Interest Rate



Rates Current as of 6/10/2023

Home Buyer Assistance Programs

Want to Learn More? Contact a Mortgage Expert

The Path to Homeownership Starts in 5 Simple Steps

Choose the Right Mortgage


Prepare for Your Journey

Your Journey to Home Ownership

Finding, Buying & Financing Your New Home

Download our free guide,Your Journey to Homeownership”, to provide you with the knowledge you need to start on the path to homeownership. Whether you’re buying your first or second home, we’ll guide you through the process so you can feel confident and empowered to get started.

Get up to $9,500 Towards Your new Home

MHV participates with The Federal Home Loan Bank (FHLB) of New York's Home Buyer Dream Program to help secure funds to qualified first time homebuyers towards the down payment on your new home. Meet with an MHV Mortgage Expert to learn more!

Have Questions?


Calculate Your Mortgage Payment

The PMI rate will vary based on credit score, down payment and other criteria.

Step 3

Get Pre-Qualified for Your Mortgage

Getting pre-qualified proves that you’ve already lined up financing and have the ability to go through with the sale, which makes you a more attractive buyer to sellers.

Step 4

Meet the MHV Mortgage Team

our Mortgage experts will help guide you through the entire Mortgage process and recommend a trusted Realtor.
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Bill Walsh


Visit Bill's Website

Branches Covered:
Red Hook, Rhinebeck, 
Poughkeepsie & Putnam County
NMLS #454307

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Denise Quinn


Visit Denise's Website

Branches Covered:
Middletown, Newburgh & Rockland County
NMLS #454310

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Visit Sean's Website

Branches Covered:
Highland, Hurley Ave., Port Ewen & Sullivan County
NMLS #184229

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Guy Greco


Visit Guy's Website

Branches Covered:

Kingston, Saugerties & Woodstock
NMLS #2213002

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Visit Jose's Website

Branches Covered:

Peekskill & Westchester County
NMLS #724128

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Tom McHugh


Visit Tom's Website

Branches Covered:

LaGrange, Fishkill,
Putnam & Westchester Counties
NMLS #697524

What is needed for a Mortgage application?

You may submit these documents through our Application portal


blue checkmark Last 2 years W2's and 2 current paystubs evidencing at least 30 days of year to date income

blue checkmark  If self employed: Last 2 years signed tax returns with all schedules

blue checkmark  Last 2 months bank statements for all savings and checking accounts

How long does it take?

Grab this download for the steps of a mortgage application, estimated timeframes, and a list of required documents.

Step 5

Final Walkthrough & Closing

Before closing, it is recommended that you do a final walkthrough of the home to ensure its condition has not changed and that any features that were supposed to be included in the sale are still in place. On the closing day, the Mortgage is finalized and the title of the house is transferred to you.

Here are some tips:

Take all the time you need. You have a right to read and understand your closing documents, no matter how long it takes.

See What The Mid-Hudson Valley Has To Say About Us

They are very helpful and they offer very professional service. Every time I have a question about anything, it gets handled quickly and efficiently.

Sheila F.

MHV has easy access to local branches, extended hours teller machines, competitive rates on loans and mortgages, and easy loan application process. Good quality of service!

Matthew B.

Apply in Less Than 15 Minutes

Or Call us at 845.336.4444

Frequently Asked Questions


Rates, terms and conditions subject to change without notice. All loans subject to credit approval.

*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change.