Rates Current as of 12/10/2019
There are a few ways you can get prepared. We’ll guide you through some considerations before you apply.
Use our calculator to determine your monthly payment.
Getting pre-qualified will tell you how much you can borrow so you can shop for your new house with confidence.
An MHV Mortgage Expert can help recommend a trusted Real Estate Agent to help you find and negotiate the price for your new dream home.
The closing is the last step in buying and financing a home. At your closing appointment, the Mortgage is finalized and the title of the house is transferred to you. You officially become a home owner!
Download our free guide, “Your Journey to Homeownership”, to provide you with the knowledge you need to start on the path to homeownership. Whether you’re buying your first or second home, we’ll guide you through the process so you can feel confident and empowered to get started.
Getting pre-qualified proves that you’ve already lined up financing and have the ability to go through with the sale, which makes you a more attractive buyer to sellers.
Visit Don's Website
Kingston, Saugerties & Woodstock
Visit Bill's Website
Red Hook, Rhinebeck,
LaGrange & Poughkeepsie
Visit Denise's Website
Middletown & Fishkill
Visit Tim's Website
Newburgh & Port Ewen
Visit Sean's Website
Highland & Hurley Ave.
You may submit these documents through our Application portal
Last 2 years W2's and 2 current paystubs evidencing at least 30 days of year to date income
If self employed: Last 2 years signed tax returns with all schedules
Last 2 months bank statements for all savings and checking accounts
Before closing, it is recommended that you do a final walkthrough of the home to ensure its condition has not changed and that any features that were supposed to be included in the sale are still in place. On the closing day, the Mortgage is finalized and the title of the house is transferred to you.
Here are some tips:
Ask questions until you
feel comfortable with
Determine who will conduct
your closing, the location,
time and date.
Ask the person who will
conduct your closing
what to expect at closing.
Ensure you’ve received
your Closing Disclosure
three business days before
Arrange your payment
for the amount due at
closing via wire transfer
or bank check.
Confirm how your property
taxes and homeowner’s
insurance will be paid each
Take all the time you need. You have a right to read and understand your closing documents, no matter how long it takes.
They are very helpful and they offer very professional service. Every time I have a question about anything, it gets handled quickly and efficiently.
MHV has easy access to local branches, extended hours teller machines, competitive rates on loans and mortgages, and easy loan application process. Good quality of service!
Rates, terms and conditions subject to change without notice. All loans subject to credit approval.
*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change.