What are some uses of a Personal Loan?

Get Started in 4 Simple Steps

Step 1

COMPARE OUR PERSONAL LOAN RATES AS LOW AS

Personal Loan

Ideal for those looking to borrow money for a one-time expense. You will receive a lump sum with a fixed rate and fixed monthly payment.

8.74%

APR*
Line of Credit

Ideal for those looking to have immediate access to funds for expenses or overdraft protection. You only pay interest when you have an existing balance.

12.99%

APR*
Debt Consolidation

Ideal for those looking to consolidate higher rate debt into one fixed rate and fixed monthly payment.

8.74%

APR*

*Rates effective 7/1/18. Click 'View More Rates' for additional terms and conditions. 

SAVE AN ESTIMATED $585.27 BY CONSOLIDATING YOUR CREDIT CARD DEBT TO AN MHV PERSONAL LOAN

BASED ON A $5,000 BALANCE, 36 MONTH TERM AND THE NATIONAL AVERAGE CREDIT CARD RATE OF 15.54% APR**

Step 2

Calculate Your Monthly Payment

PAYMENT PROTECTION

Our Payment Protection covers the loan from financial burdens if a protected life event such as disability, loss of life, or involuntary unemployment happens to you. To calculate how much it would cost to add payment protection to your loan click here.***
 

Step 3

Getting a Personal Loan is Quick & Easy

Apply Now
Have a Question? We’ll Contact You
Or call us at 845.336.4444

See What the Mid-Hudson Valley has to say About us

I’ve been a member for 40 plus years and have never had an issue with anything at MHV.

Gary B.

I love the ease of banking close to home, the many opportunities to get loans, and the wonderful people who work at the branches.

Angela M.

Frequently Asked Questions

STILL HAVE MORE QUESTIONS?



**APR = Annual Percentage Rate. Rates stated on the Federal Reserve System website  http://www.federalreserve.gov/releases/g19/current/#A13 as of 2nd Quarter 2018. The rate comparison provided is for illustrative purposes only.
***MEMBER’S CHOICE™ Borrower Security is a debt protection product offered by Mid-Hudson Valley Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility, and limitations. DPGAP-0709-45A3*MEMBER’S CHOICE™ Borrower Security is a debt protection product offered by Mid-Hudson Valley Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact us for additional information on benefit maximums, eligibility, and limitations. DPGAP-0709-45A3