PAY LESS TO BORROW WITH MHV
Why MHV is different
Financing with a local credit union means you’re literally taking ownership of your money; you join over 80,000 member-owners whose interests guide and define the decisions we make.
No Pre-Payment Penalty
Ready to pay your Personal Loan off? Go ahead. We never charge a pre-payment penalty.
No Application or Origination Fees
That’s right – we’re not going to charge you to apply for your Personal Loan. As a not-for-profit credit union, we try hard to eliminate fees.
Get Your Funds the Same Business Day
No need to wait. You can get your funds typically the same business day.
Get Started in 4 Simple Steps
Ideal for those looking to borrow money for a one-time expense with no hidden fees. You’ll receive the total amount of your loan as a lump-sum with a fixed interest rate and a fixed monthly payment.
Line of Credit
Looking for a source of cash to use as you need it? A Line of Credit (LOC) gives you the ability to access funds only as you need them, either for emergencies, overdraft protection, or small projects, all with no hidden fees.
Debt consolidation loans allow you to combine higher-rate balances into a single payment with a fixed rate and no hidden fees. Perfect for getting ahead of higher-rate credit card debt.
Not sure which loan is right for you?
Call or chat with one of our loan advisors to answer any questions you have!
*APR = Annual Percentage Rate. Rate available to member in good standing, based on credit qualifications, approved starting November 4, 2022 for loans from $500 and to $25,000. Rate reflects .25% discount for automatic payments from your MHV savings or checking account. As an example, a 36-month term with a fixed rate of 8.49% APR would result in an estimated payment of $31.56 for each $1,000 financed. Subject to change or terminate at the discretion of MHV. Federally Insured by NCUA.
Use a Personal Loan to fit your needs:
Frequently Asked Questions
PO Box 1429
Kingston, NY 12402
845.336.4444 / 800.451.8373 Routing Number 221976243
Mid-Hudson Valley Federal Credit Union
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