Effective Monday, December 7th all branch locations will have reduced hours of 9am-5pm for drive up and lobby transactions. Personal Teller Machines are available at all locations from 8am-8pm. Please visit our COVID-19 page for additional important information and alternate ways to bank with MHV.
The second round of Stimulus checks became available on 1/4/21. MHV does not have details on when individual payments will post to your account. Where’s your check? Use the IRS’ Check My Payment tool to view your status.
We are now accepting new applications for Round 2 of the Paycheck Protection Program (PPP). Please have all required documentation ready before completing the application. Visit our PPP page to get started.
Personal Loans & Lines of Credit
Rates as low as 4.99% APR*
No Hidden Fees. Fixed Rates
PAY LESS TO BORROW WITH MHV
Why MHV is different
Financing with a local credit union means you’re literally taking ownership of your money; you join over 80,000 member-owners whose interests guide and define the decisions we make.
No Pre-Payment Penalty
Ready to pay your Personal Loan off? Go ahead. We never charge a pre-payment penalty.
No Application or Origination Fees
That’s right – we’re not going to charge you to apply for your Personal Loan. As a not-for-profit credit union, we try hard to eliminate fees.
Get Your Funds the Same Business Day
No need to wait. You can get your funds typically the same business day.
Get Started in 4 Simple Steps
Personal Loan
Ideal for those looking to borrow money for a one-time expense with no hidden fees. You’ll receive the total amount of your loan as a lump-sum with a fixed interest rate and a fixed monthly payment.
4.99%
APR*
Line of Credit
Looking for a source of cash to use as you need it? A Line of Credit (LOC) gives you the ability to access funds only as you need them, either for emergencies, overdraft protection, or small projects, all with no hidden fees.
12.99%
APR*
Debt Consolidation
Debt consolidation loans allow you to combine higher-rate balances into a single payment with a fixed rate and no hidden fees. Perfect for getting ahead of higher-rate credit card debt.
4.99%
APR*
Loan Disclosures
*Rates effective 12/7/20. Click View More Rates for additional terms and conditions. Personal Loan refinances are not applicable with promotional rates. Personal Loan rates range from a minimum of 4.99% to a maximum of 13.75% APR with terms ranging from 1 month minimum to 60 months maximum. Advertised rate based on credit qualifications. Rates will generally be higher for longer-term loans. No application or pre-payment fees apply. For example: 36 monthly payments of $29.97 per $1,000 borrowed at 4.99% will have a total cost of $1,078.79.
Use a Personal Loan to fit your needs:
Frequently Asked Questions