ALL CHECKING ACCOUNTS COME WITH

Experience Convenient Banking

Over 25,000 members bank on their own time, with a Personal Teller.

Bank from 6am - 11pm daily!

3 SIMPLE STEPS TO YOUR NEW CHECKING ACCOUNT


 

Step 1

DISCOVER THE RIGHT CHECKING ACCOUNT

Free
Checking


Basic, free account to meet your everyday checking needs.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Optional Perks Package with ID Theft Protection
  • Overdraft Protection Available
ULTRA
CHECKING


A checking that earns dividends and offers free added benefits.

$0

MONTHLY SERVICE FEE*
  • *$15 monthly service fee waived with $10,000 average daily balance in checking or $25,000 in total
  • Free Perks Package with ID Theft Protection
  • Free Custom Checks (one per year)
PARTNER CHECKING


Free checking designed for employees of MHV's Corporate Partners.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Bonus for Referrals
  • Optional Perks Package with ID Theft Protection
Learn More
YOUNG ADULT CHECKING


A checking account for young adults age 15 to 22.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Refunds for ATM Surcharge Fees
  • Optional Perks Package with ID Theft Protection
Learn More

EARN. SAVE. PROTECT.

Bundle Your Checking With the Perks Package

Learn More

REWARD YOURSELF FOR EVERYDAY DEBIT CARD PURCHASES

Redeem Your Points
Load Your Offers

STEP 2

GETTING A CHECKING ACCOUNT IS EASY

Checking Account Management

MANAGE YOUR CHECKING ACCOUNT EASILY

Download our free guide, "Checking Account Management", to discover what to consider when choosing an account and how to manage it successfully.

STEP 3

MAKE THE SWITCH

Switching to MHV doesn't have to be difficult. Our Switch Kit can help you collect the information you need to make the transition quite simple.
Umbrella Protection

Overdraft Protection


With Overdraft Protection you can link your checking account to a savings account or line of credit. In the event you overdraw your checking account, funds would be transferred from the designated account to cover your expense.

NO BOUNCE COURTESY PAY

Eligible account holders enjoy automatic coverage on checks and ACH transactions, and optionally on debit card purchases and ATM withdrawals.

Welcome Guide

MHV's Welcome Guide

Once you've opened your checking account use our "Welcome Guide" to explore ways to access & manage your money. 

See What the Mid-Hudson Valley has to say About us

I love the no monthly fees and the friendly employees who recognize me and say hello.

Luther Z.

Nice, fast, friendly service. The perks package is totally worth it. And the overdraft protection is a life saver!

Alex B.

Frequently Asked Questions
 

STILL HAVE MORE QUESTIONS?