DISCOVER THE RIGHT CHECKING ACCOUNT

Free
Checking


Basic, free account to meet your everyday checking needs.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Optional Perks Package with ID Theft Protection
  • Overdraft Protection Available
ULTRA
CHECKING


A checking that earns dividends and offers free added benefits.

$0

MONTHLY SERVICE FEE*
  • *$15 monthly service fee waived with $10,000 average daily balance in checking or $25,000 in total
  • Free Perks Package with ID Theft Protection
  • Free Custom Checks (one per year)
PARTNER CHECKING


Free checking designed for employees of MHV's Corporate Partners.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Optional Perks Package with ID Theft Protection
Learn More
YOUNG ADULT CHECKING


A checking account for young adults age 15 to 22.

$0

MONTHLY SERVICE FEE
  • No Minimum Balance
  • Refunds for ATM Surcharge Fees
  • Optional Perks Package with ID Theft Protection
Learn More

ALL CHECKING ACCOUNTS COME WITH

Visa® Rewards Debit Card

Reward yourself for everyday purchases with cash back offers and points towards merchandise and gift cards.

Online & Mobile Banking

Convenient and secure access to your accounts 24/7 to check balances, transfer funds, pay bills and more.

Account Alerts

Stay on top of your accounts with custom alerts sent by email or text.

Personal Tellers

Bank from 8am to 8pm daily with extended hours teller service available at all branches.

Over 118,000 Totally-free ATMs

Enjoy totally-free access to your account at participating ATMs worldwide.

Mobile Check Deposit

Deposit checks into your account anytime, anywhere with a tap and a snap.

myMoney Trail

Link all of your accounts in one place to track spending, create budgets and manage debt.

Mobile Wallets

Add your MHV Visa Rewards Debit Card to Apple Pay, Google Pay, Samsung Pay or Microsoft Wallet to shop with ease and security.

Experience Convenient Banking

Over 25,000 members bank on their own time, with a Personal Teller.

Bank from 8am - 8pm daily!

REWARD YOURSELF FOR EVERYDAY DEBIT CARD PURCHASES

Earn 1 Point for Every $100 Spent to use Towards
Merchandise & Gift Cards

Redeem Your Points

Load Offers to Your Debit Card to get Cash Back

Load Your Offers

MAKE THE SWITCH

Switching to MHV doesn't have to be difficult. Our Switch Kit can help you collect the information you need to make the transition quite simple.
Checking Account Management

MANAGE YOUR CHECKING ACCOUNT EASILY

Download our free guide, "Checking Account Management", to discover what to consider when choosing an account and how to manage it successfully.

Download Guide

NO BOUNCE COURTESY PAY & OVERDRAFT PROTECTION

With No Bounce Courtesy Pay, eligible account holders enjoy automatic coverage on checks and ACH transactions, and optionally on debit card purchases and ATM withdrawals.

With Overdraft Protection you can link your checking account to a savings account or line of credit. In the event you overdraw your checking account, funds would be transferred from the designated account to cover your expense.

View No Bounce Disclosure

Welcome Guide

MHV's Welcome Guide

Once you've opened your checking account use our "Welcome Guide" to explore ways to access & manage your money. 

Download Welcome Guide

See What the Mid-Hudson Valley has to say About us

I love the no monthly fees and the friendly employees who recognize me and say hello.

Luther Z.

Nice, fast, friendly service. The perks package is totally worth it. And the overdraft protection is a life saver!

Alex B.

Frequently Asked Questions
 

STILL HAVE MORE QUESTIONS?