Meet Our Mortgage Team
Work with a local MHV mortgage expert from first conversation to closing.
home loan
We Know the Hudson Valley
Our entire mortgage team calls the Hudson Valley home. From Somers to Kingston, Highland to Middletown, we know the neighborhoods and the markets. If you've got questions, bring them to our team.
We're with you the whole way.
Our Mortgage Loan Officers stay with you from the first conversation to the closing table. Tell us your goals, and we'll find the right fit: a mortgage, a refinance, or a home equity loan. First home, dream home, renovation, or cash-out, you'll have one person guiding you every step.
Meet Our Mortgage Experts
Our Mortgage Experts will help guide you through the entire mortgage process and recommend a trusted realtor.
Bill Walsh
Branches Covered:
Michael Riger
Branches Covered:
John Reidy
Denise Quinn
Branches Covered:
Tom McHugh
Dan Lusignan
Guy Greco
Branches Covered:
Rick Farrow
Branches Covered:
Shawn Simmons
Commonly asked questions about mortgages
A good rule of thumb is that your total housing costs stay within about a third of your gross income, but our mortgage team can run the numbers with you to find a comfortable budget.
Pre-qualification is a quick estimate based on the information you provide. Pre-approval is a more thorough review with documentation, giving you a stronger position when you make an offer.
Yes. We offer programs with lower down payments and added guidance for first-time buyers — see our First-Time Home Buyer page for details.
Absolutely. Whether you want a lower rate, a different term, or to tap your equity, our refinance options can help. Visit our Refinance page to learn more.