Business Platinum Card

The card that keeps business and personal apart, with no annual fee.

Credit lines from $1,000 to $25,000, cards for your employees with limits you set, and a rate that reflects a credit union's margins, not a card issuer's.

No annual fee
Member-owned since 1963
Local decisions

What You Get

No annual fee.

Credit lines from $1,000 to $25,000

Based on the business's and owner's creditworthiness.

A competitive rate

See the current rate table.

Employee cards at no added cost

Each with its own spending limit.

Card controls in digital banking

Lock a card, set merchant or amount limits, get real-time alerts.

Visa Platinum benefits

Zero liability for unauthorized purchases.

Year-end summary

Exports to your accounting software.

Decisions made by MHV

Decisions made by MHV's business lending team in the Hudson Valley.

Use It For

Everyday spending, cleanly separated.

  • Recurring bills you'd rather not run through checking: software, subscriptions, phones, utilities

  • Fuel and supplies for a crew, on cards with limits so you're not handing out the company debit card

  • Travel and trade shows

  • Building the business's own credit history, separate from yours

Carrying a balance for months at a time? A Business Line of Credit typically costs less for that. Many members use both: the card for spending, the line for working capital.

A short application to get you started

Prefer in person? Talk to a Business Lender.

Your Team

Your business lending experts

Stephen Sickler

AVP, Commercial Lending

Holly Lombardo

Junior Commercial Loan Officer
Business Platinum Card

Frequently asked questions

No

All loans are subject to credit approval and membership eligibility. Rates, terms, and conditions are subject to change without notice. Variable rate may increase after account opening. Personal guarantee and collateral may be required. Lines of credit are subject to periodic review.