Rewards Card
Earn rewards on everyday purchases with the MHV Visa® Signature Rewards Card while enjoying convenient purchasing power and card benefits.
credit card, credit cards
Earn on the everyday.
Points on every purchase. No annual fee. Value that stays with members.
Groceries in Kingston, gas on the Thruway, dinner in Beacon. Turn everyday spending into points you'll actually use — plus Visa Signature travel benefits.
Why the Visa Signature Rewards card
No Annual Fee
Earn 1 point for every $1
Start fast
Fraud Protection
Card Controls
Mobile Wallet Ready
You’re in with Visa’s bonus benefits
Your MHV Visa comes with built-in protections and perks from Visa — at no extra cost.
Price Protection (Signature)
Travel & Emergency Assistance
Trip Cancellation/Trip Interruption (Signature)
Travel Accident Insurance
Roadside Dispatch
24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you’re out on the road.
Visa Signature Perks
Visa Signature Concierge
What members say about their MHV cards
“The Signature Rewards points added up faster than I expected — we used them toward a family trip.”
Commonly asked questions about credit cards
You earn 1 point per $1 spent, with no categories to track. New cardholders earn 2x points on purchases up to $5,000 within the first 90 days. Points can be redeemed through CURewards for travel, merchandise, gift cards, and cash back.
A 0% introductory APR on purchases for 6 months from account opening, then a variable APR of 16.49% to 18.00% based on your creditworthiness. See the Visa Terms & Conditions for full pricing.
No. All of our credit cards have no annual fee.
Points earned on the Visa Signature Rewards Card can be redeemed for travel, cash back, gift cards, and merchandise through our rewards portal.
Price protection, trip cancellation and interruption coverage, travel accident insurance, and travel and emergency assistance, all provided by Visa and subject to their terms.
If you pay your balance in full most months, Rewards earns you points on spending you'd do anyway. If you carry a balance, the Low Rate Visa Platinum's lower APR range will usually save you more than points would earn. You can compare all three cards side by side.
Yes. You can view balances, make payments, set up alerts, and lock or unlock your card directly in the MHV Mobile App.
Compare our Visa Credit Card options
*View MHV Credit Card Terms and Conditions
APR = Annual Percentage Rate. Introductory rates are subject to change and are based on creditworthiness. After the introductory period, the variable APR applies and may vary with the market based on the Prime Rate. See full Credit Card Terms and Conditions for details. Federally Insured by NCUA.
Visa® Platinum
Ideal for those looking for a card with a low interest rate
1.99% APR*
Introductory APR for 12 Months
14.00% to 18.00% APR*
Thereafter
Visa® Signature Rewards
Ideal for those looking to earn rewards for their spending
0.00% APR*
Introductory APR on Purchases for 6 Months
16.49% to 18.00% APR*
Thereafter
Secured Visa® Platinum
When you need to build or rebuild your credit
1.99% APR*
Introductory APR for 12 Months
14.00% to 18.00% APR*
Thereafter
APR = Annual Percentage Rate. 1.99% introductory APR for 12 months from account opening and billing cycles; after the introductory period, a variable APR of 13.00%–18.00% applies based on your creditworthiness. Variable APRs are based on the U.S. Prime Rate published in the Wall Street Journal. No annual fee. No balance transfer fee. Balance transfers from other Mid-Hudson Valley Federal Credit Union accounts are not eligible. Example figures on this page are illustrative only and are not an offer of credit.
New cardholders earn 2x points on the first $5,000 in net purchases made within 90 days of account opening. Balance transfers and cash advances do not earn points. Offer subject to change; see Rewards Terms.
See the MHV Visa Credit Card Terms & Conditions for complete pricing and terms. Subject to credit approval and membership eligibility. Rates and terms subject to change.