Retirement Planning
Plan for your financial future with retirement guidance and personalized strategies from the professionals at MHV Investment & Retirement Center.
IRA, Roth, 401k, pension
Your retirement starts with a plan.
Whether retirement is years away or right around the corner, a plan designed with your goals in mind is the first step.
Retirement planning built for you.
Whatever retirement looks like for you, getting there starts with a plan. Our financial advisors can help you understand where you stand, make informed decisions, and build a strategy around the future you envision.
How we can help
Retirement Savings Strategies
Review your savings and find ways to aim to grow your savings and make the most of your retirement accounts.
IRA Planning
Explore Traditional & Roth IRA options and how they may fit into your overall strategy.
401(k) & Rollover Services
Understand your options when changing jobs and how to manage retirement accounts from previous employers.
Long-Term Care
Consider how future health and long-term care expenses could impact your retirement plans.
Estate & Legacy
Learn ways to prepare to leave the legacy you want for your loved ones.
Investments
Build an investment strategy based on your goals, timeline and risk tolerance.
Our financial professionals
Sal Bocchimuzzo, CFP®
Daniel McDonough, CRPC*
Helpful resources
Where Will Your Retirement Money Come From?
What workers anticipate in terms of retirement income sources may differ considerably from what retirees actually experience. For many people, retirement income may come from a variety of sources.
How Women Can Prepare For Retirement
When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration (SSA) estimates that today's average 67-year-old woman will live to age 88. Given these projections, it appears that a retirement of 20 years or longer might be in your future. 1
Traditional vs. Roth IRA
Traditional Individual Retirement Accounts (IRAs), which were created in 1974, are owned by roughly 43 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 35 million households. 1
Your questions, answered
Get clear answers to common questions and connect with the MHV Investment & Retirement Center team when you’re ready for personalized support.
Request an Appointment
Call us at 845.336.4444 , ext. 3515
The best time to start is now. Whether retirement is decades away or just around the corner, creating a plan today can help you feel more confident about the future.
Depending on your situation, you may benefit from an employer-sponsored retirement plan, an IRA, a Roth IRA, or a combination of savings and investment accounts.
You may have options, including leaving your savings where they are, rolling them into an IRA, or transferring them to a new employer's retirement plan. Understanding your choices can help you avoid unnecessary taxes or penalties.
It's never too late. While starting early has advantages, beginning or increasing contributions and creating a financial plan at any time can still make a meaningful difference.
As retirement approaches, your investment strategy may change to better balance growth potential with preserving the savings you’ve worked hard to build. A financial advisor can help you review your portfolio and adjust as needed.
If you have questions about your retirement and want to know if you're on track, meeting with a financial professional can be a helpful next step. A financial professional can help you build or adjust your plan based on your goals and timeline.
*CRPC conferred by College for Financial Planning.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Mid-Hudson Valley Federal Credit Union (MHV) and MHV Investment & Retirement Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using MHV Investment & Retirement Center, and may also be employees of MHV. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, MHV or MHV Investment and Retirement Center. Securities and insurance offered through LPL or its affiliates are:
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