Cub Account

Give your child the chance to save and succeed.

The MHV Cub Account is a savings account designed for kids aged 10 and under — with an opening-deposit match of up to $10 and a fun-filled Berenstain Bears welcome kit to start their savings journey.

Cub Accounts are opened in branch.

Find a Branch to Open Your Account
For kids 10 & under
$10 opening-deposit match
Berenstain Bears welcome kit
Financial Literacy

Secure their financial future today

Where will your child’s financial future take them — especially if they start saving today? You can help the children in your life build financial confidence and security with the MHV Cub Account, a savings account specifically designed for kids aged 10 and under.

MHV is an official sponsor of the Berenstain Bears Financial Literacy Program.

For over 5 years, MHV and the Berenstain Bears have brought financial education to the youth of the Hudson Valley — helping kids learn the concepts of Save, Share, Spend, and Earn.

Save

Share

Spend

Earn

Cub Account Features

A savings account for children 10 & under

$10 Match

MHV will match your initial deposit up to $10.*

Welcome Bag

You’ll receive a special goodie bag to welcome you & to educate you on saving.
Welcome Bag

What's in the goodie bag

  • The Berenstain Bears 'Visit the Credit Union' book

  • Special Cub Account Membership Card

  • The Berenstain Bears Bookmark

  • The Berenstain Bears Coloring Sheets with Crayons

  • The Berenstain Bears Sticker

Open Your Cub Account In Branch
In the Classroom

Bring the Berenstain Bears to your classroom!

A no-cost program for Kindergarten through 3rd Grade, built to comply with national standards for Financial Literacy.

Reading

We’ll read & discuss with students The Berenstain Bears 'Visit the Credit Union'. The students will learn about saving.

Activity

Our activity enhances students' knowledge of spending, saving, earning, and sharing by providing different scenarios.

Meet 'n' Greet

Brother & Sister Bear will make an appearance to say 'hi' to the students.

Special Gifts

Each student receives a gift and more information on The Berenstain Bears Financial Literacy Program at MHV.

Check out past bear sightings!

Reading to a local classroom.

Brother & Sister Bear at a community event.

Brother Bear with MHV staff.

*Membership in good standing required. To receive the $10 bonus, the member must open and maintain a new cub account, or the bonus will be forfeited. Bonus forfeited if the member had a previous Young Savers account within the past 2 years. One bonus per member. Bonus will be deposited in primary share and is subject to IRS reporting. Offer subject to termination at any time.

The Berenstain Bears® Copyright, Berenstain Enterprises, Inc. 2026.