My Home Value
Track your home's estimated value, equity, market trends, and more with My Home Value, a free tool available to MHV homeowners.
Know what your home is worth. Every month.
Your home is probably the largest thing you own, and its value moves whether you're watching or not. My Home Value tracks your estimate and shows how much equity you've built, right where you already bank. It's included with MHV membership.
A home value tracker inside your banking
My Home Value is an automated home valuation tool in MHV digital banking and the MHV app. You enter your address once. After that, you'll see an estimated value for your home, how that estimate has moved over time, and roughly how much equity you've built.
It isn't a formal appraisal. It's the same kind of model-based estimate real estate sites use.
Everything on one screen
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Your estimated value, refreshed monthly, so you see the trend and not just a single snapshot.
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Your available equity: what your home is worth, less what you still owe.
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Value over time, charted, so a strong year or a soft market is easy to spot.
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Financing options that fit the equity you've built. Recommendations only.
Six good reasons to keep an eye on it
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Borrow with confidence. Knowing your value tells you what a home equity loan or line of credit could realistically look like before you apply.
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Time a refinance. If your value has climbed, your options may have changed.
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Check your insurance. Coverage should reflect what it would cost to rebuild, not what you paid.
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Watch your assessment. If your town's assessed value looks out of step with the market, you'll know sooner.
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Know your net worth. For many households, home equity is the largest piece.
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Get ready to sell. Price with information, not a guess.
Three steps,
about a minute
Log in
Available on your home screen
Enter your address
Not enrolled in digital banking yet?
Enrollment takes a few minutes.
Where the number comes from
The estimate comes from an automated valuation model. It weighs your home's characteristics — bedrooms, bathrooms, square footage, lot — along with its location and what comparable homes nearby have recently sold for.
An automated model can't walk through your kitchen. It won't know about the new roof, the finished basement, or the repair you've been putting off. Treat the number as a strong starting point, not a final answer. When an exact figure matters — a loan, a sale, a tax matter — you'll want a licensed appraiser or a real estate professional.
This is an estimate, not an appraisal, and it is not an offer of credit.
Why this is a member benefit
MHV is member-owned. There are no outside shareholders, so what the credit union earns comes back to members. Sometimes that shows up in a rate. Sometimes it shows up as a tool like this one, included at no cost.
You know the number.
Now what?
Home equity line of credit.
Home equity loan.
Refinance your mortgage.
Mortgage and equity calculators.
See what your home is worth today.
Free for members. Right inside digital banking.
Questions about
My Home Value
Yes. It's included with MHV membership at no cost.
It's a model-based estimate, not an appraisal. It's built from your home's characteristics, its location, and recent nearby sales. It can't account for the condition inside your home. Use it as a starting point.
Your home value is updated monthly.
No. My Home Value is a model-based estimate, not an appraisal or credit check. Using this tool will not impact your credit.
My Home Value is free for all members, no matter where you have your mortgage.
No. My Home Value is a member benefit. If you're eligible to join, you can open an account and begin using it as soon as your membership is approved and you have enrolled in digital banking.
No. Available equity estimates the difference between your home's estimated value and what you owe. It isn't a credit decision, a pre-approval, or an offer.
If you have already enrolled, My Home Value will be displayed on your home screen in digital banking. If you haven't enrolled yet, please log in to digital banking, click on “Services”, and find “My Home Value” to set up your access.
Mid-Hudson Valley Federal Credit Union. NMLS #411955. Equal Housing Lender. Federally insured by NCUA.
My Home Value provides an automated estimate of property value for informational purposes only. It is not an appraisal and should not be relied upon as one. Estimated available equity is not a pre-approval, a commitment to lend, or an offer of credit. Any financing options shown are recommendations only. All loans subject to approval.
Membership required.