Recreational Vehicles

Finance the fun.

A summer on the Hudson. A fall weekend up in the Catskills with the trailer behind you. A trail you've been meaning to ride. Whatever gets you outside, we'll help you pay for it sensibly, with a fixed rate, a payment that fits, and no penalty if you pay it off early.

Benefits

Why finance with MHV

Low Rates

Your rate depends on your credit, the term, and the year of what you're buying.

Flexible terms

Terms from 36 to 60 months. Longer terms are available for RVs and Boats.

An extra 0.25% off

When you pay from your MHV checking account.

Fixed rate, fixed payment

Keep your payments consistent.

No prepayment penalty

Sell it, upgrade it, or pay it off early whenever you like.

Optional protection

GAP and Payment Protection are available on recreational loans too.
What you can finance

If it floats, rolls, or rides, ask us.

  • RVs and campers: travel trailers, fifth wheels, pop-ups, and motorhomes.

  • Boats: fishing boats, pontoons, runabouts, sailboats, and personal watercraft, plus the trailer that hauls them.

  • ATVs and side-by-sides (UTVs).

  • Snowmobiles.

  • Motorcycles are financed under our lower auto loan rates. See auto loans.

Not sure which category your purchase falls into? Call us. We'll point you to the better rate.

Mother with two children camping with a van.
Recreational Vehicles

Your questions, answered.

RVs and campers (travel trailers, fifth wheels, motorhomes), boats and personal watercraft, ATVs and side-by-sides, and snowmobiles. Motorcycles are financed under our auto loan rates

See our rate sheet for full terms. Qualifying purchases may be available for longer terms; call 845-336-4444. Your rate depends on your credit, the term, and the model year.

Yes, subject to age and condition; private sales require the seller's title and a bill of sale.

Yes, the boat, motor, and trailer can be financed together in one loan.

Comprehensive coverage with Mid-Hudson Valley Federal Credit Union listed as loss payee; we'll confirm the specifics at closing.

No. You can pay extra, pay it off, trade in, or sell the vehicle at any time with no prepayment penalty.