Insurance
Explore insurance planning solutions designed to help protect your loved ones, your income, and the financial future you've worked to build.
Aim to protect what matters most.
Life doesn’t always go as planned. The right insurance coverage can help aim to protect your loved ones and the future you’ve been building.
Protection that’s part of the bigger picture.
Long-term care and life insurance can play an important role in your overall financial plan. Long-term care can have a significant impact on your finances. Planning ahead can help alleviate some of the burden on you and/or your loved ones. Life insurance can provide financial support for the people that depend on you.
How we can help
Understand Your Coverage Needs
Look at your family and finances to identify where additional protection may be worth considering.
Plan for the People Who Depend on You
Consider how life insurance could help provide financial support to your loved ones if something happened to you.
Prepare for Long-Term Care
Understand how the costs of long-term care could affect your savings and assets and how you can plan for it ahead of time.
Connect Insurance to Your Overall Plan
Discuss how insurance works alongside your investments, retirement savings, estate plans and other assets to create your financial blueprint.
Our financial professionals
Sal Bocchimuzzo, CFP®
Daniel McDonough, CRPC*
Helpful resources
Term vs. Permanent Life Insurance
When considering life insurance, one of the most important factors to understand is the difference between term and permanent insurance. Here’s an inside look at both.
What to Look for in an Extended-Care Policy
Extended-care coverage can be complex. Here's a list of questions to ask that may help you better understand the costs and benefits of these policies.
Reviewing Your Life Insurance Needs
Life is an ever-evolving journey marked by significant milestones, personal growth, and unexpected changes. As life unfolds, your financial and insurance needs also shift, changing from year to year, decade to decade. A good example of this is life insurance.
Your questions, answered
Get clear answers to common questions, and connect with the MHV Investment & Retirement Center team when you’re ready for personalized support.
Request an Appointment
Call us at 845.336.4444 , ext. 3515
Life insurance can help provide financial security for the people who depend on you. It can help cover everyday living expenses, pay off debts, fund education, or replace lost income if you're no longer there to support your family.
The right amount depends on your income, debts, financial goals, and the needs of your loved ones. A financial professional can help you determine the coverage that's right for your situation.
Term life insurance provides coverage for a specific period of time, while permanent life insurance offers lifelong coverage and may build cash value. The best option depends on your goals and budget.
Long-term care insurance helps cover the cost of services you may need if you're unable to care for yourself due to age, illness, or injury. This can include care provided at home, in an assisted living facility, or in a nursing home.
Long-term care insurance may be worth considering if you want to help protect your retirement savings and reduce the financial burden on your loved ones should you need extended care in the future.
If you're unsure what type or amount of coverage is right for you, a financial professional or insurance professional can help you understand your options and choose coverage that fits your goals.
*CRPC conferred by College for Financial Planning.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Mid-Hudson Valley Federal Credit Union (MHV) and MHV Investment & Retirement Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using MHV Investment & Retirement Center, and may also be employees of MHV. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, MHV or MHV Investment and Retirement Center. Securities and insurance offered through LPL or its affiliates are:
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