What Type of Savings Account are you Looking for?
Rainy Day
Savings Accounts are the perfect place to keep your rainy day fund. We also recommend using this account for overdraft protection by tying it to your Checking Account.
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High Returns
Money Market Accounts are ideal for those looking for higher returns than traditional savings accounts. We also offer a Tiered Money Market Account with rates based on balance.
Check Money Market Rates
Guaranteed Investment
Certificates are recommended when you want a higher guaranteed rate of return. Terms range from 1 month to 5 years, with a minimum deposit of $500 to open.
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Retirement
Individual Retirement Accounts (IRA) are ideal when saving for retirement. We offer three IRAs to consider - Traditional, ROTH, and Coverdell Educational. A tax advisor can inform you on the tax savings advantages of each account.
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Health Savings
Health Savings Accounts are ideal if you have enrolled in a High Deductible Health Plan and want to pay for current health expenses while enjoying saving for future qualified medical expenses tax-free.
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Holiday Purchase
Holiday Savings Accounts are an ideal way to reduce financial stress. Fund your account by setting up automatic transfers from your Checking Account each week or month.
Check Holiday Savings Rates
Steps to Opening a Primary Savings Account
Start Saving in Less Than 5 Minutes
Calculate Your Future Savings
Your deposits are federally insured by the NCUA to at least $250,000
I was able to very easily open a money market account over the phone. The staff made the process quick and easy.
Christine Blazejewski
MHV provides the best banking experience I've ever had. They are good all around.
Andres S.
PO Box 1429
Kingston , NY 12402
845.336.4444 / 800.451.8373
Routing Number 221976243
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