In observance of Columbus Day, our Branches and Call Center will be closed on Monday, October 10. For your convenience, our Personal Tellers, ATMs, EARS Bank-by-Phone, Online Banking and Mobile App are available.
Finance Your Car or Truck Right Here in the Hudson Valley This is what you want in your next car or truck loan
Rate Lock
Get pre-approved and lock your rate for 45 days. Take that time to shop around and find the car you love. Then, your rate is fixed for the life of your loan.
Flexible Terms
Pick your term – anywhere from 1 to 84 months. The flexibility you need to get the payment you want.
Rate Discounts
Go ahead – knock 0.25% off your interest rate. It’s yours just for setting up autopay on your loan from your MHV account.
No Pre-payment Penalty
Why punish over-achievers? There are no penalties or fees if you pay your loan off early.
Already know what you need to do today?
Your Car Loan Rates as low as
New Vehicle
3.84%
APR*
Used Vehicle
4.89%
APR*
Refinance
4.89%
APR*
RV / Boat / ATV
6.64%
APR*
Your auto loan in 4 simple steps
Step 3: You're Ready to Apply
Apply Now Your application will take about 10 minutes to complete
Step 4: Shop for Your Next Car
Research, compare, and shop local dealers directly without leaving home. AutoSmart connects you with all the resources you need for safe and efficient car shopping.
See what the Mid-Hudson Valley has to say About us
MHV is very accommodating. I didn't have the greatest credit and MHV gave me my first car loan. This helped to raise my credit significantly and give me my first car!
Nastasja B.
I love my MHVFCU Branch. One of the last real hometown type banks. Everyone is always friendly and genuinely helpful. I’m always treated like a welcomed person. Loan prices are great too. Today I was helped by a teller named Will who time and time again has gone out of his way to insure everything was taken care of completely and in a courteous manner. I really appreciate things like this. It’s nice to have places where this type of treatment is still the norm. Look into their credit cards too. The rates are really good.
Deb D.
PO Box 1429 Kingston , NY 12402
845.336.4444 / 800.451.8373 Routing Number 221976243
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