You're paying and paying without feeling
like it could ever be paid off.
You are financially responsible. You're making your payments on time and yet...the balances just aren't going away.
Throw in multiple payments each month. Overwhelming interest rates. Economic uncertainty. Some days you wonder if you can get by. You can regain control of your finances
Imagine waking up tomorrow feeling like you made a very smart move. The exact move you need to make to feel like you're in control of your money. The move that's going to put all of your debt in one place, with a single payment, and a lower rate.
You're imagining a Debt Consolidation Loan.
Slash Your Rate
Your credit card rate is probably rubbing elbows with 20%. Lowering that number means you're putting more money towards paying down the balance.
Get a Single Payment
What payment is due when? How much? The question game is over. Get yourself to a single payment each month for easier money management.
Circle Your DONE! Date
Unlike your credit cards, Debt Consolidation loans have a payoff date. Circle that date. Cause when you get there you are DONE with the debt.
Pick the Right Term
Your debt consolidation loan includes flexible terms from 12 to 60 months. Pick a term that gives you a monthly payment you can work with.
Nudge Your Score
Consolidating pays off your credit cards, and that lowers your credit usage. Lower usage can bump your score up.
Jumpstart Your Dreams
Getting your debt under control means you can focus on savings. Buying a house, taking a vacation, paying for college. Get those dreams off the back burner.
"I am so relieved. I finally feel like I have a financial future."
*APR = Annual Percentage Rate. Rate available to member in good standing, based on credit qualifications, approved starting July 1, 2022 for loans from $500 and to $25,000. Rate reflects .25% discount for automatic payments from your MHV savings or checking account. As an example, a 36-month term with a fixed rate of 6.49% APR would result in an estimated payment of $30.64 for each $1,000 financed. Subject to change or terminate at the discretion of MHV. Federally Insured by NCUA.
PO Box 1429
Kingston, NY 12402
845.336.4444 / 800.451.8373 Routing Number 221976243
Mid-Hudson Valley Federal Credit Union
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