Your phone buzzes. Maybe it’s a text about a package you didn’t order or a call from “Amazon” warning of suspicious activity. You’re caught off guard, and that’s exactly the point.
Scammers count on urgency. If they can get you to react before you think, they win. It could be a robocall threatening arrest unless you pay “overdue taxes,” or a text with a link to “verify your bank account.” Spoiler: clicking that link or calling back isn’t going to help. It’s how they get in.
The best defense? Pause. Real companies don’t ask for personal info over text or pressure you on the phone. Hang up. Don’t click. When in doubt, contact the company directly through a verified number or website. Your instincts matter. Trust Them.
Stay One Step Ahead
Got a sketchy call or message? Don’t respond. Delete it. And if it rattles you, talk it through you with someone you trust before taking action. Scammers want you flustered. Staying calm is your superpower.
Other Fraud and Security articles you may be interested in
- Be aware to prevent fraud and scamsFraud and Security
Current Money Scams You Need To Know About
What are spoofing, phishing, vishing, smishing? From computer takeovers to gift cards, here are some of the most commons scams and how to protect yourself. - Fraud preventionFraud and Security
How MHV Prevents Fraud
In a world where fraud has become so wide spread, learn about how MHV safeguards its members and what preventative measures you can take to help avoid losing money to fraud. - Debit card not workingFraud and Security
Why Has My Debit Card Stopped Working?
It’s happened to a lot of us. You’re out at the store, or about to pull money from the ATM, and your card stops working. It’s frustrating, and a little scary, but there’s usually a good reason behind the sudden issue. Here are some common reasons your debit card might stop working, and what to do if that happens.