Berenstain Bears

Kids Savings Account

Give your child the chance to save and succeed

Secure their financial future today

Where will your child’s financial future take them – especially if they start saving today? You can help the children in your life build financial confidence and security with the MHV Cub Account - a savings account specifically designed for kids aged 10 and under. With an opening deposit match of up to $10 and a fun-filled welcome kit, this account is a great way to start kids on a journey of financial responsibility. 

MHV is an official sponsor of the Berenstain Bears Financial Literacy Program.

For over 5 years, MHV and the Berenstain Bears have brought financial education to the youth of the Hudson Valley. The fun-loving bear family helps kids learn and understand the concepts of:





Cub Account Features

A Savings Account for Children 10 & Under

  • Money icon

    $10 Match

    MHV will match your initial deposit up to $10.*

  • Welcome bag icon

    Welcome Bag

    You'll receive a special goodie bag to welcome you & to educate you on saving.

Welcome Bag Includes

  • The Berenstain Bears 'Visit the Credit Union' book

  • Special Cub Account Membership Card

  • The Berenstain Bears Bookmark

  • The Berenstain Bears Coloring Sheets with Crayons

  • The Berenstain Bears Sticker

Open Your Cub Account In Branch

Check out Past Bear Sightings

MHV employees with brother bear
MHV employees reading to children
Brother and sister bear
Sister bear
Brother and sister bear
Brother bear
Bears at school
Bear event
Bear event outside

Bring the Berenstain Bears to Your Classroom!

The Berenstain Bears Financial Literacy Program is a no-cost program developed in response to studies documenting 
the advantages of teaching fiscal responsibility to children as young as 5-years-old. Our lessons comply with national standards
for Financial Literacy and are most suitable for Kindergarten through 3rd Grade students and include: 

  • Reading icon


    We will read & discuss with students The Berenstain Bears 'Visit the Credit Union'. The students will learn about saving.
  • Activity icon


    Our activity enhances students' knowledge of spending, saving, earning, and sharing by providing different scenarios.
  • Bear icon

    Meet 'n' Greet

    Brother & Sister Bear will make an appearance to say 'hi' to the students.
  • Goody bag

    Special Gifts

    Each student receives a gift and more information on The Berenstain Bears Financial Literacy Program at MHV.

Ready to Join the Fun?

Find a Branch To Open

See What the Mid-Hudson Valley Has to say About us:

  • I was able to very easily open a money market account over the phone. The staff made the process quick and easy.
    Christine B.
  • MHV provides the best banking experience I've ever had. They are good all around.
    Andres S.

Commonly Asked Questions About kids Savings

  • The minimum balance required to open a primary Savings Account is $5. There is no low-balance fee, but you must maintain a minimum daily balance of $100 in your share account each day to obtain the disclosed annual percentage yield.

    If you're not yet a member of MHV & want to open an account with us, click here. You will need your non-expired U.S. Government-issued Photo ID. Please note: if your photo ID has an alternate address or P.O. Box, please have proof of address (car registration, lease agreement, credit card statement, car insurance ID, etc.) ready to upload upon request.

    If you have any questions about the account opening process, please email [email protected] or contact us at 845.336.4444.

  • Yes. You can open either a Savings or Certificate of Deposit as a custodial account.

*Membership in good standing required. To receive $10 bonus, member must open and maintain a new cub account or bonus will be forfeited. Bonus forfeited if member had a previous young savers account within the past 2 years. One bonus per member. Bonus will be deposited in primary share and is subject to IRS reporting. Offer subject to terminate at any time.

The Berenstain Bears® Copyright, Berenstain Enterprises, Inc. 2017.