woman reviewing high-rate debt

Understanding Personal Lines of Credit

What if you could get a loan that lets you access money only as you need it, instead of receiving (and paying for) a lump sum? That is exactly what a Personal Line of Credit offers you.

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couple doing home improvements with their home equity loan

What is a Home Equity Loan or Line of Credit?

If you own your own home, you’ve likely heard about the concept of building equity, and with it a herd of questions: what is equity? How does equity work? How does it benefit me? Our article will sort through some of the information around home...

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Paying for Medical Expense with a Personal Loan

What is a Medical Expense Loan?

Medical expenses can use up your Savings faster than you may think. If you are faced with major medical expenses, you have options. While reaching for your credit card may be your first instinct, keep in mind that doing so will often add a hefty...

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Family who used their home equity loan for vacation expenses

Can I use my Home’s Equity for Vacation?

Once you have saved as much as possible towards your vacation, you may be able to use a Home Equity Loan or Home Equity Line of Credit (HELOC) to help you take that dream vacation. Because both options use your home as collateral, you will be able to...

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couple discussing home equity loan versus home equity line of credit

Home Equity Loans vs. Home Equity Lines of Credit

One of the first steps in applying for a Home Equity Loan or Line of Credit (HELOC) is determining which is better for you. It requires a little research, but choosing the home equity product that is best is simply a matter of determining which has...

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Be aware to prevent fraud during tax season

What are some common bank fraud practices?

While tax-related fraud and identity theft comes in many forms, there are several ways that it can begin. They all involve obtaining a victim’s Personally Identifiable Information (PII). Here are some common scams to watch out for:

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A couple consolidating debt

Can I use my home’s equity for debt consolidation?

Both a Home Equity Loan and a Home Equity Line of Credit (HELOC) are good solutions for debt consolidation. Both options are secured by your home’s equity, meaning your interest rate will likely be lower than with a personal loan, which is a form...

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people inside car

The Top 5 Car Buying Mistakes

It is so easy to get wrapped up in the excitement of buying a new car or truck, but there are common car buying mistakes that can make the experience difficult. How can you avoid car buying regret? This article breaks down the five biggest mistakes...

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Two people at car dealer

Terms you Need to Understand Before Buying a Car

So you’re ready to buy that new car - congratulations! Before you get caught up in daydreaming about cruising around the Hudson Valley in your new wheels, though, there are some words and phrases to be familiar with to help you navigate the...

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