Financial Education

Free eBook Library

Downloadable guides for life's biggest financial milestones — written by the people who live and work right here in the Hudson Valley.

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Pick the topic on your mind

Each guide is a free PDF you can read at your own pace — no email required.

Your Journey to Homeownership

From calculating how much you can afford to understanding mortgage types and making an offer — navigate your way into the home of your dreams.

Your Guide to Home Improvements

A one-stop resource to plan any home improvement or renovation project. Avoid common mistakes and save money with these tips.

Your Guide to Home Construction

Building from the ground up? This guide walks you through the entire construction loan process, from planning through closing.

Drive Away Happy

The guide to read before you start car shopping — a used car checklist, buy vs. lease tips, and key considerations to eliminate uncertainty.

Using Credit Wisely

A concise, easy guide whether you are a new cardholder or just need guidance on managing credit responsibly. Make credit work for you.

Understanding Debt Consolidation

Walks you through financial warning signs, how a debt consolidation loan works, and how to manage your finances after you consolidate.

Checking Account Management

Wondered about check holds or mobile wallets? This guide is for you — plus steps to make your Checking Account more secure.

How to Master Your Money

Outlines steps to start building your Savings. With four manageable, sustainable action steps, this guide sets you on the path to healthy savings.

Managing Money in Times of Uncertainty

Helps you build your Financial Resilience Plan — a roadmap for finding your way to the other side of a crisis.

The Basics of Identity Theft

A must-read. Becoming a victim is less a matter of "if" and more "when" — be sure you have done everything to protect yourself and your accounts.

Settlement of Decedent's Accounts

Managing the accounts of a deceased loved one can be stressful and confusing. This guide walks you through the account settlement process.

The Free Money Guide

Walks you through financing a college education — applying for Financial Aid, finding scholarships and grants, and other tips to help afford college.

Ready to act on it?

Knowledge is step one. We'll help with the rest

Whether you're buying a home, financing a car, or building savings — your local MHV team turns these guides into real next steps.

  • Real people in the Hudson Valley, not a call center.

  • Competitive rates with no surprise fees.